Charmhaven, NSW

OVERVALUED

2,779 sales · 36 years of data · NSW, Australia

$795,000
Median (All)
$805,000
Median (Houses)
$478,500
Median (Apartments)
7.7%
10yr CAGR
5.9%
36yr CAGR
9.1%
Strata %
36 years of data · 2,779 sales analysed · 2,500+ suburbs · Updated weekly

Charmhaven, NSW Property Market Overview

Charmhaven, NSW, postcode 2263, is a suburb located on the Central Coast of New South Wales, offering a blend of coastal living and suburban convenience. Our analysis covers 36 years of sales data, representing a total of 2,779 recorded property transactions. The current median property price in Charmhaven (across all property types) sits at $795,000.

Charmhaven presents a diverse property market, with a mix of houses and apartments. The current median house price is $805,000, while apartments have a median price of $478,500. The suburb is notable for its established residential areas and proximity to the beautiful waterways of the Central Coast, making it an appealing option for a wide range of buyers. The top streets by median price in Charmhaven include MOALA PDE, HUNTER ST, and TINGIRA ST.

Currently overvalued
Relative to the long-term price trend line
$500K invested 10yr ago → $1,049,849
Based on the 10-year compound annual growth rate of 7.7%
Predominantly houses9% apartments
91% of sales are houses and other non-strata properties
Loading chart...

Property Mix

91%
Houses 91%$805,000Apartments 9%$478,500

Data You Can Trust

Every figure backed by NSW government sale records

7 million+
verified sale records
2,500+
NSW suburbs covered
36 years
of market history
Weekly
NSW Gov. data updates

What Subscribers See

A preview of the full analysis available for Charmhaven

Street Rankings

Top streets in Charmhaven, NSW by median sale price

See which streets command the highest prices and how many sales back each ranking.

#StreetTypeSalesMedian Price
1Tingira StHouse9$795,000
2Una AveHouse6$847,500
3Stratford AveHouse8$690,000
4Moala PdeHouse11$772,499

... and 65 more streets available

Subscribers also see:

  • Street price per m² analysis
  • Street annual growth rates (CAGR)
  • Premium vs discount % comparison
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Price per m²

Streets by price per square metre

Compare land and building value across streets — essential for finding underpriced pockets.

#StreetTypeSalesMedian $/m²
1Una AveHouse6$1,354/m²
2Fairmile ClApartment5$3,445/m²
3Restlea AveHouse4$1,234/m²
4Jetty AveHouse4$1,363/m²

... and more $/m² rankings

View full $/m² data
Growth Rates

Fastest growing streets by median price

10-year compound annual growth rate (CAGR) by street — see which streets are outperforming the suburb.

#StreetType10yr CAGR
1Tingira StHouse+9.4%
2Panorama AveHouse+7.6%
3Jetty AveHouse+6.7%
4Carinya StHouse+7.6%

... and more street growth rates

See all growth rates

Past growth rates are not indicative of future performance. This data is for informational purposes only.

Building Analytics

Building-by-building comparison

24
apartment buildings analysed
#AddressSalesMedian$/m²
16 Fairmile Cl6$372,000$3,413/m²

... and 20 more buildings

Compare individual buildings by price per sqm, median unit price, and sales volume. Identify which buildings are gaining or losing value relative to the suburb average.

View full building data
Risk Indicator

Flipper risk & hold period analysis

Available with full access
 

Properties resold within 2 years may signal problems — structural issues, noisy locations, or overpayment. See hold period distribution and flagged streets.

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Risk Indicator

Settlement times & problem streets

48
average days to settlement

Extended settlement times can indicate building defects, financing difficulties, or legal issues. See which streets have the longest settlement periods.

See settlement data
Suburb Change

Density & development tracking

9%
apartments across 24 buildings

Track which streets are converting from houses to apartments. Understand how density is changing the suburb's character and property values over time.

See density trends

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69 streets and 24 buildings to explore

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3 street rankings
All 69 streets ranked
Cycle chart preview
Full chart — all years
Basic median prices
Price per m² by street
Suburb-level growth only
10-year CAGR by street
Building count only
24 buildings compared
Summary stats only
Flipper risk + settlement data

Based on 2,779 verified property sales across 36 years · Last updated: February 2026

Trusted by 100+ property investors across NSW

Charmhaven at a Glance

Region
Central Coast
CBD Distance
90km north of Sydney CBD
Train Station
Wyong Station (Central Coast & Newcastle Line)
Council
Central Coast Council
Property Character
Established residential with increasing density
Community
Families and retirees

Charmhaven, NSW

Map data © OpenStreetMap contributors

Local Amenities


Living in Charmhaven, NSW

Charmhaven offers a relaxed coastal lifestyle with convenient access to amenities. Families are drawn to the area due to schools such as Charmhaven Public School and nearby Northlakes High School. For shopping, residents can head to Lake Haven Shopping Centre, which provides a range of retail options and services.

Charmhaven provides several parks and recreational areas, including the popular Wallarah National Park, offering opportunities for outdoor activities and enjoying the natural surroundings. The suburb has a friendly community vibe, with local events and community groups fostering a sense of belonging. The nearby train station at Wyong provides convenient access to Sydney and other Central Coast locations. The lifestyle in Charmhaven is characterised by its proximity to the lake, beaches, and a welcoming community atmosphere.

With its combination of amenities and natural attractions, Charmhaven offers a balanced lifestyle for residents of all ages.


Who Buys in Charmhaven?

Charmhaven attracts a diverse range of buyers, including families, first home buyers, and investors. The median house price of $805,000 makes it an attractive option for families seeking affordable housing compared to Sydney's metropolitan area. The lower median apartment price of $478,500 appeals to first home buyers and downsizers.

The suburb's historical growth, as reflected in the 7.7% 10-year CAGR, also draws investors looking for capital appreciation. The 9.1% strata percentage indicates a segment of the market focused on apartment living. Charmhaven appeals to buyers seeking a balance of affordability, lifestyle, and potential for growth.

Market Analysis

Currently, the Charmhaven property market is positioned above its long-term trend, indicating that it is in overvalued territory. This means that prices are elevated compared to the historical average trend line calculated over the long term.

This cycle position suggests that property values in Charmhaven may be sensitive to market fluctuations. While the market remains strong, potential buyers should be aware of the current market dynamics. This analysis is based on historical data and does not predict future performance, but rather offers an overview of Charmhaven's market relative to its own long-term patterns.


Is Charmhaven a Good Investment?

Charmhaven's property market has demonstrated consistent growth over the long term, as evidenced by its historical CAGR figures. The 10-year CAGR of 7.7%, the 20-year CAGR of 5.8%, and the full-period CAGR of 5.9% reflect the suburb's ability to appreciate in value over time.

Currently, Charmhaven's property market is positioned above its long-term trend. This indicates that property values are elevated compared to historical averages. The drivers of property values in Charmhaven include its coastal location, access to amenities, and the overall growth of the Central Coast region. The suburb's appeal to families, first home buyers, and investors contributes to sustained demand.


Charmhaven Market Outlook

As of early 2026, the Charmhaven property market remains in overvalued territory, indicating that prices are elevated compared to their long-term trend. Recent price trends have shown some stabilisation following a period of strong growth.

While the market is currently strong, potential buyers and sellers should monitor market conditions closely. The Charmhaven market is influenced by broader economic factors and regional developments on the Central Coast. This outlook is based on the latest available data and market observations as of early 2026.

Streets & Location in Charmhaven, NSW

Charmhaven, postcode 2263, benefits from its location on the Central Coast, offering residents access to both coastal amenities and essential services. The most prestigious streets in Charmhaven, based on median property prices, include MOALA PDE, HUNTER ST, and TINGIRA ST.

With a total of 69 streets, the suburb provides a range of residential options. Its location offers a balance between suburban living and access to the natural beauty of the Central Coast region. Charmhaven provides a variety of landscapes, from quiet residential streets to waterfront properties.

Market Dynamics

Property transactions in Charmhaven typically settle in an average of 48 days. This timeframe provides an indication of the efficiency of the local market processes. The quick-flip percentage is not available, precluding analysis of short-term speculative activity.

The settlement timeframe provides a general understanding of the market's liquidity and the typical time it takes for property sales to complete in Charmhaven.

Development & Density

Charmhaven features a mix of housing types, with a notable number of apartment buildings. There are 24 apartment buildings within the suburb, contributing to the overall housing density. The suburb's development density reflects a balance between traditional housing and higher-density living options.

The housing composition in Charmhaven caters to a range of residents, from families seeking larger homes to individuals and couples looking for apartment living. The presence of apartment buildings offers diverse housing choices within Charmhaven.

Growth & Property Mix

Charmhaven has experienced significant property value growth over the long term. The 10-year Compound Annual Growth Rate (CAGR) stands at 7.7%, reflecting substantial gains in recent years. Looking further back, the 20-year CAGR is 5.8%, and the full-period CAGR (over 36 years) is 5.9%. These figures provide insight into the suburb's historical performance.

The property mix in Charmhaven includes both houses and apartments, with approximately 9.1% of properties being strata-titled apartments. This split influences the overall market dynamics and provides options for different investment strategies.

All data on this page is sourced from NSW government property sale records. Market analysis, cycle positions, growth rates, and all other metrics are provided for informational purposes only and do not constitute financial, investment, legal, or property advice. Always seek independent professional advice before making any property or financial decisions.

This information is based on historical sales data and does not constitute financial, investment, or property advice. Past performance is not indicative of future results. Always consult a qualified professional before making property decisions.

Frequently Asked Questions about Charmhaven, NSW

What is the median property price in Charmhaven?
As of early 2026, the current median property price in Charmhaven (across all property types) is $795,000. The median house price is $805,000, while the median apartment price is $478,500.
Is Charmhaven overvalued or undervalued?
Currently, Charmhaven's property market is positioned above its long-term trend. This indicates that the market is in overvalued territory as of early 2026.
How has the Charmhaven property market performed over 10 years?
The Charmhaven property market has shown strong growth over the past 10 years. The 10-year Compound Annual Growth Rate (CAGR) is 7.7%, reflecting substantial gains in property values.
What percentage of Charmhaven is apartments vs houses?
Approximately 9.1% of properties in Charmhaven are strata-titled apartments. This indicates that the majority of properties are houses, with apartments representing a smaller portion of the market.
Where is Charmhaven in the property cycle?
As of early 2026, the Charmhaven property market is positioned above its long-term trend. This places the suburb in overvalued territory within the property cycle.
What schools are near Charmhaven?
Charmhaven is located near several schools, including Charmhaven Public School and Northlakes High School. These schools cater to families residing in Charmhaven and surrounding areas.
What is Charmhaven like to live in?
Charmhaven offers a relaxed coastal lifestyle with convenient access to amenities and natural attractions. The suburb has a friendly community vibe and is close to both the lake and beaches, making it an appealing place to live.
Is Charmhaven good for families?
Charmhaven can be a good option for families due to its schools, parks, and relatively affordable housing compared to Sydney. The suburb offers a range of family-friendly amenities and a community-oriented environment.
How far is Charmhaven from Sydney CBD?
Charmhaven is located approximately 90km north of the Sydney CBD. The suburb is accessible via the M1 Pacific Motorway and the Central Coast & Newcastle Line train service from Wyong Station.
What transport options are in Charmhaven?
Transport options in Charmhaven include the nearby Wyong Station on the Central Coast & Newcastle Line, providing train services to Sydney and Newcastle. Local bus routes also operate within the suburb, connecting residents to surrounding areas.
How does Charmhaven compare to nearby suburbs?
Charmhaven's median property prices are generally more affordable compared to some of the more established suburbs closer to the coast. However, it offers similar access to amenities and a relaxed lifestyle, making it a competitive option in the Central Coast region.
Is Charmhaven a good first home buyer suburb?
Charmhaven might be suitable for first home buyers, particularly those seeking apartment living, due to its lower median apartment price compared to Sydney. The suburb's growth potential and access to amenities also make it a consideration for first-time buyers.
What are the best streets in Charmhaven?
Based on median property prices, some of the top streets in Charmhaven include MOALA PDE, HUNTER ST, and TINGIRA ST. These streets often feature desirable properties and locations within the suburb.
How many properties have been sold in Charmhaven?
Over the past 36 years, there have been a total of 2,779 recorded property sales in Charmhaven. This provides a substantial dataset for analysing market trends.
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