Horsley, NSW

Horsley, NSW Property Market Overview

Horsley, NSW, postcode 2530, presents a long-term perspective on the Illawarra property market. With 34 years of sales data encompassing 6,986 recorded sales, Horsley provides a robust dataset for analysis. The current median property price for all dwellings sits at $870,000, with houses at $880,000 and apartments at $815,000. These figures reflect a suburb with a diverse range of property options.

Horsley's property market offers a blend of established housing and newer apartment developments. Its location provides access to both urban amenities and the natural beauty of the Illawarra region. The suburb's historical growth, evidenced by its long-term capital growth rates, makes it a point of interest for those studying the dynamics of the NSW property market.

Living in Horsley, NSW

Living in Horsley offers a blend of suburban convenience and access to the Illawarra's natural attractions. Several schools are located near Horsley, including Illawarra Sports High School and Horsley Primary School, catering to families with children. Residents can access shopping at nearby Warrawong Plaza and Stockland Shellharbour. Parks and recreational areas, such as Lake Illawarra, provide opportunities for outdoor activities.

The suburb's vibe is generally family-friendly, with a mix of long-term residents and newer families. Horsley benefits from its proximity to Wollongong, offering access to a wider range of amenities and employment opportunities. The community character is typically described as friendly and community-oriented, with local events and activities fostering a sense of belonging.

Who Buys in Horsley?

Horsley's property market attracts a diverse range of buyers. The relatively affordable median house price of $880,000 may appeal to families seeking to establish themselves in a family friendly area. The strata percentage of 4.1% suggests that houses are more common, making it attractive to families. The 10-year CAGR of 9.1% may also attract investors looking for long-term growth. The availability of apartments, with a median price of $815,000, might also appeal to first home buyers or downsizers.

Market Analysis

Currently, the Horsley property market is assessed as being near its long-term trend, indicating fair value. This suggests that property prices in Horsley are generally aligned with their historical performance, as of early 2026. Market conditions constantly shift, and this assessment reflects a snapshot in time.

A 'fair value' cycle position means that Horsley's property prices aren't exhibiting significant deviations from their expected trajectory based on historical data. This doesn't preclude future growth or decline, but rather indicates a market that is neither significantly overbought nor oversold at this moment. It's essential to monitor ongoing market indicators to understand how Horsley's property market will evolve.

Is Horsley a Good Investment?

Horsley's historical growth patterns suggest a relatively stable property market. The full-period CAGR of 8.4% indicates consistent long-term appreciation, while the more recent 10-year CAGR of 9.1% points to strong recent performance. The current cycle position of Horsley being near its long-term trend indicates fair value.

The availability of houses and apartments offers different entry points into the market. The overall property market is affected by regional economic conditions and broader market trends. The data suggests a suburb that has historically provided solid returns, but past performance isn't a guarantee of future results.

Horsley Market Outlook

As of early 2026, the Horsley property market is assessed as being near its long-term trend, indicating fair value. Recent price trends have reflected broader market movements, but the suburb has generally maintained its relative position. Ongoing monitoring of market indicators is essential to understand future trends. The Illawarra region's economic conditions and local infrastructure developments will continue to influence Horsley's property market.

Streets & Location in Horsley, NSW

Horsley, postcode 2530, features a variety of residential streets. Among the streets with higher median property prices are GLENGARRY WAY, OSAGE ST, and POLSSON ST. These streets may offer larger properties, desirable locations, or other factors contributing to their higher values. With a total of 185 streets, Horsley presents a diverse range of residential settings. Its location within the Illawarra region provides residents with access to a mix of urban amenities and natural landscapes.

Market Dynamics

Transaction patterns in Horsley show an average settlement timeframe of 63 days. This indicates the typical duration between the sale agreement and the final transfer of ownership. Data regarding quick-flip percentages is currently unavailable. The average settlement days in Horsley can be an indicator of market liquidity and efficiency, reflecting how quickly properties are changing hands.

Development & Density

Horsley has a mix of housing types, including freestanding houses and apartment buildings. There are 65 apartment buildings within the suburb, contributing to a strata title percentage of 4.1%. This indicates that the majority of properties in Horsley are houses. The development density in Horsley reflects a balance between established residential areas and more recent apartment construction, offering a variety of housing options to residents.

Growth & Property Mix

Horsley's property market has demonstrated consistent growth over extended periods. The 10-year Compound Annual Growth Rate (CAGR) stands at 9.1%, reflecting strong recent performance. Over a longer 20-year timeframe, the CAGR is 4.7%, while the full-period CAGR, encompassing 34 years of data, is 8.4%. These figures highlight the suburb's historical capacity for property value appreciation. The property mix in Horsley includes both houses and apartments, with strata title properties accounting for 4.1% of the market.