Oak Flats, NSW

FAIR VALUE

5,186 sales · 36 years of data · NSW, Australia

$875,000
Median (All)
$915,000
Median (Houses)
$796,250
Median (Apartments)
6.3%
10yr CAGR
6.1%
36yr CAGR
17.8%
Strata %
36 years of data · 5,186 sales analysed · 2,500+ suburbs · Updated weekly

Oak Flats, NSW Property Market Overview

Oak Flats, NSW, postcode 2529, is a suburb located in the Illawarra region of New South Wales, south of Sydney. Our data spans 36 years, covering 5,186 recorded property sales, providing a comprehensive overview of the local market. The current median property price in Oak Flats is $875,000 across all property types.

Oak Flats offers a mix of housing options, with houses having a median price of $915,000 and apartments at $796,250. The suburb has experienced consistent growth, as reflected in its historical Compound Annual Growth Rates (CAGR). These factors contribute to the suburb's appeal to a diverse range of buyers, from families to investors. Oak Flats provides a blend of coastal living and access to essential amenities.

Currently fair value
Relative to the long-term price trend line
$500K invested 10yr ago → $921,091
Based on the 10-year compound annual growth rate of 6.3%
Predominantly houses18% apartments
82% of sales are houses and other non-strata properties
Loading chart...

Property Mix

82%
18%
Houses 82%$915,000Apartments 18%$796,250

Data You Can Trust

Every figure backed by NSW government sale records

7 million+
verified sale records
2,500+
NSW suburbs covered
36 years
of market history
Weekly
NSW Gov. data updates

What Subscribers See

A preview of the full analysis available for Oak Flats

Street Rankings

Top streets in Oak Flats, NSW by median sale price

See which streets command the highest prices and how many sales back each ranking.

#StreetTypeSalesMedian Price
1Devonshire CresHouse7$895,000
2Bridge AveHouse11$970,000
3Deakin StHouse8$910,000
4The EsplanadeHouse6$1,275,000

... and 98 more streets available

Subscribers also see:

  • Street price per m² analysis
  • Street annual growth rates (CAGR)
  • Premium vs discount % comparison
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Price per m²

Streets by price per square metre

Compare land and building value across streets — essential for finding underpriced pockets.

#StreetTypeSalesMedian $/m²
1The BoulevardeApartment11$4,317/m²
2Kingston StApartment6$6,585/m²
3Malin RdApartment3$4,244/m²
4Government RdHouse4$17,400/m²

... and more $/m² rankings

View full $/m² data
Growth Rates

Fastest growing streets by median price

10-year compound annual growth rate (CAGR) by street — see which streets are outperforming the suburb.

#StreetType10yr CAGR
1David AveHouse+8.7%
2Parkes StApartment+9.0%
3Central AveApartment+11.2%
4The EsplanadeHouse+8.3%

... and more street growth rates

See all growth rates

Past growth rates are not indicative of future performance. This data is for informational purposes only.

Building Analytics

Building-by-building comparison

10
apartment buildings analysed
#AddressSalesMedian$/m²
174 Devonshire Cres3$819,000$4,267/m²
236 Griffiths St5$845,000$4,102/m²
318 Parkes St6$860,000$3,805/m²
414 Brigadoon Cct3$799,000$4,286/m²

... and 6 more buildings

Compare individual buildings by price per sqm, median unit price, and sales volume. Identify which buildings are gaining or losing value relative to the suburb average.

View full building data
Risk Indicator

Flipper risk & hold period analysis

Available with full access
 

Properties resold within 2 years may signal problems — structural issues, noisy locations, or overpayment. See hold period distribution and flagged streets.

See flipper risk data
Risk Indicator

Settlement times & problem streets

52
average days to settlement

Extended settlement times can indicate building defects, financing difficulties, or legal issues. See which streets have the longest settlement periods.

See settlement data
Suburb Change

Density & development tracking

18%
apartments across 10 buildings

Track which streets are converting from houses to apartments. Understand how density is changing the suburb's character and property values over time.

See density trends

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102 streets and 10 buildings to explore

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Cycle chart preview
Full chart — all years
Basic median prices
Price per m² by street
Suburb-level growth only
10-year CAGR by street
Building count only
10 buildings compared
Summary stats only
Flipper risk + settlement data

Based on 5,186 verified property sales across 36 years · Last updated: February 2026

Trusted by 100+ property investors across NSW

Oak Flats at a Glance

Region
Illawarra
CBD Distance
95km south of Sydney CBD
Train Station
Oak Flats Station (South Coast Line)
Council
Shellharbour City Council
Property Character
Established residential with a mix of houses and apartments
Community
Families and retirees

Oak Flats, NSW

Map data © OpenStreetMap contributors

Local Amenities


Living in Oak Flats, NSW

Living in Oak Flats offers a coastal lifestyle with access to essential amenities. The suburb is home to several schools, including Oak Flats Public School and Oak Grove College, catering to families with children. For commuters, Oak Flats Railway Station provides convenient access to public transport. Stockland Shellharbour, a major shopping centre, is located nearby, offering a wide range of retail and dining options.

Residents can enjoy outdoor activities at Lake Illawarra, which provides opportunities for boating, fishing, and picnicking. Parks such as Reddall Reserve offer green spaces for recreation and relaxation. The community in Oak Flats is known for its friendly atmosphere and strong sense of local pride, making it a desirable place to call home.


Who Buys in Oak Flats?

The buyer profile in Oak Flats is diverse, reflecting the suburb's range of housing options and price points. The median property price of $875,000 attracts a mix of families, first home buyers, and investors. The relatively high percentage of strata apartments (17.8%) also appeals to downsizers and those seeking lower-maintenance living. The consistent CAGR over the past 10 and 20 years suggests that Oak Flats is also attracting those looking for long-term capital growth.

Market Analysis

Currently, the Oak Flats property market is assessed to be near its long-term trend, indicating fair value. This means property prices are broadly aligned with historical growth patterns and economic fundamentals. The market isn't currently showing signs of being significantly overvalued or undervalued.

For those observing the Oak Flats market, this cycle position suggests a period of relative stability. Price fluctuations are likely to be less pronounced compared to periods of rapid growth or decline. This can provide a more predictable environment for both buyers and sellers, as market dynamics are less volatile.


Is Oak Flats a Good Investment?

Oak Flats has demonstrated consistent growth in property values over the long term, as evidenced by its historical CAGR. The 10-year CAGR of 6.3% and the full-period CAGR of 6.1% indicate a steady upward trend in property prices. The suburb's current position near its long-term trend suggests a stable market, neither significantly overvalued nor undervalued.

The mix of housing options, including both houses and apartments, caters to a variety of buyers and tenants. The suburb's coastal location and access to amenities contribute to its desirability and underpin property values. These factors combined suggest that Oak Flats presents a balanced market, with potential for continued long-term growth, as of early 2026.


Oak Flats Market Outlook

As of early 2026, the Oak Flats property market is assessed to be near its long-term trend, suggesting fair value. Recent price trends indicate a period of relative stability, with property values aligning with historical growth patterns. While the market has experienced consistent growth in the past, current conditions point to a more balanced environment. This provides a degree of predictability for buyers and sellers in Oak Flats.

Streets & Location in Oak Flats, NSW

Oak Flats, identified by postcode 2529, features a variety of streets each contributing to the suburb's character. Among the streets, THE BOULEVARDE, GRIFFITHS ST, and BRIDGE AVE have some of the highest median property prices. With 102 streets in total, Oak Flats offers a diverse range of residential options. The suburb's location provides access to the coast and local amenities, making it an attractive place to live.

Market Dynamics

The average settlement time for properties in Oak Flats is approximately 52 days, reflecting a standard transaction timeframe. While specific quick-flip percentages are not available, the overall sales data suggests a steady flow of properties changing hands within the suburb. This indicates a healthy level of activity in the Oak Flats property market, with buyers and sellers engaging in transactions across various property types and price points.

Development & Density

Oak Flats features a mix of housing types, with 10 apartment buildings contributing to the suburb's overall development density. The prevalence of houses, compared to apartments, shapes the residential landscape of Oak Flats. The strata apartment percentage of 17.8% indicates a predominantly house-oriented market, although apartments provide alternative housing options. This balance influences the character and affordability of properties in Oak Flats.

Growth & Property Mix

Over the past decade, Oak Flats has demonstrated a solid Compound Annual Growth Rate (CAGR) of 6.3%. Looking back further, the 20-year CAGR stands at 5.2%, while the full-period CAGR, encompassing the entire 36 years of data, is 6.1%. These figures reflect the suburb's long-term property market performance. Oak Flats has a mix of property types, with approximately 17.8% of properties being strata apartments, influencing the overall market dynamics.

All data on this page is sourced from NSW government property sale records. Market analysis, cycle positions, growth rates, and all other metrics are provided for informational purposes only and do not constitute financial, investment, legal, or property advice. Always seek independent professional advice before making any property or financial decisions.

This information is based on historical sales data and does not constitute financial, investment, or property advice. Past performance is not indicative of future results. Always consult a qualified professional before making property decisions.

Frequently Asked Questions about Oak Flats, NSW

What is the median property price in Oak Flats?
As of early 2026, the median property price in Oak Flats is $875,000 across all property types. The median house price is $915,000, while the median apartment price is $796,250.
Is Oak Flats overvalued or undervalued?
Currently, the Oak Flats property market is assessed to be near its long-term trend, indicating fair value. This suggests that property prices are neither significantly overvalued nor undervalued at this time.
How has the Oak Flats property market performed over 10 years?
The Oak Flats property market has shown solid growth over the past 10 years, with a Compound Annual Growth Rate (CAGR) of 6.3%. This indicates a consistent increase in property values over the decade.
What percentage of Oak Flats is apartments vs houses?
Approximately 17.8% of properties in Oak Flats are strata apartments. This indicates that the majority of properties in Oak Flats are houses, contributing to the suburb's overall character.
Where is Oak Flats in the property cycle?
Oak Flats is currently assessed to be near its long-term trend, indicating fair value in the property cycle. This suggests a period of relative stability in the market.
What schools are near Oak Flats?
Oak Flats is located near several schools, including Oak Flats Public School and Oak Grove College. These schools provide educational options for families living in the area.
What is Oak Flats like to live in?
Oak Flats offers a coastal lifestyle with access to Lake Illawarra and nearby beaches. The suburb has a friendly community atmosphere and is close to essential amenities like shopping centres and transport options.
Is Oak Flats good for families?
Oak Flats can be a good option for families, with several schools located in the area and parks like Reddall Reserve offering recreational spaces. The mix of housing types also caters to families of different sizes.
How far is Oak Flats from Sydney CBD?
Oak Flats is approximately 95km south of the Sydney CBD. It's accessible via the South Coast Line train and the Princes Highway.
What transport options are in Oak Flats?
Oak Flats has its own train station, Oak Flats Station, on the South Coast Line, providing direct access to Sydney and other coastal towns. Several bus routes also service the area, and the Princes Highway runs nearby.
How does Oak Flats compare to nearby suburbs?
Compared to some nearby suburbs, Oak Flats offers a balance of affordability and access to amenities. The median property price in Oak Flats is comparable to other suburbs in the Shellharbour region, but may differ from those closer to Sydney.
Is Oak Flats a good first home buyer suburb?
With a median property price of $875,000, Oak Flats might be an option for some first home buyers, particularly those seeking apartments which have a lower median of $796,250. The consistent historical growth might also appeal to first home buyers looking for potential long-term capital appreciation.
What are the best streets in Oak Flats?
Some of the streets with higher median property prices in Oak Flats include THE BOULEVARDE, GRIFFITHS ST, and BRIDGE AVE. These streets are known for their desirable location and quality homes.
How many properties have been sold in Oak Flats?
Over the past 36 years, there have been a total of 5,186 recorded property sales in Oak Flats.
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