Shellharbour, NSW

UNDERVALUED

4,728 sales · 36 years of data · NSW, Australia

$1,035,000
Median (All)
$1,258,000
Median (Houses)
$885,000
Median (Apartments)
5.8%
10yr CAGR
5.9%
36yr CAGR
17.8%
Strata %
36 years of data · 4,728 sales analysed · 2,500+ suburbs · Updated weekly

Shellharbour, NSW Property Market Overview

Shellharbour, NSW, 2529, is a coastal suburb south of Sydney, offering a mix of residential living and beachside charm. Our data spans 36 years, covering a total of 4,728 recorded sales, providing a comprehensive view of the Shellharbour property market.

Currently, the median property price in Shellharbour stands at $1,035,000. This is further broken down into a median house price of $1,258,000 and a median apartment price of $885,000. Shellharbour is notable for its blend of housing options, appealing to a diverse range of buyers from families to downsizers.

Currently undervalued
Relative to the long-term price trend line
$500K invested 10yr ago → $878,672
Based on the 10-year compound annual growth rate of 5.8%
Predominantly houses18% apartments
82% of sales are houses and other non-strata properties
Loading chart...

Property Mix

82%
18%
Houses 82%$1,258,000Apartments 18%$885,000

Data You Can Trust

Every figure backed by NSW government sale records

7 million+
verified sale records
2,500+
NSW suburbs covered
36 years
of market history
Weekly
NSW Gov. data updates

What Subscribers See

A preview of the full analysis available for Shellharbour

Street Rankings

Top streets in Shellharbour, NSW by median sale price

See which streets command the highest prices and how many sales back each ranking.

#StreetTypeSalesMedian Price
1Parklands DrHouse5$1,171,000
2Wollongong StHouse7$1,800,000
3Ocean Beach DrApartment5$885,000
4Ocean Beach DrHouse7$980,000

... and 168 more streets available

Subscribers also see:

  • Street price per m² analysis
  • Street annual growth rates (CAGR)
  • Premium vs discount % comparison
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Price per m²

Streets by price per square metre

Compare land and building value across streets — essential for finding underpriced pockets.

#StreetTypeSalesMedian $/m²
1Harbour BvdHouse5$3,957/m²
2William StApartment3$4,603/m²
3Mary StHouse4$5,731/m²
4Parklands DrHouse5$1,908/m²

... and more $/m² rankings

View full $/m² data
Growth Rates

Fastest growing streets by median price

10-year compound annual growth rate (CAGR) by street — see which streets are outperforming the suburb.

#StreetType10yr CAGR
1Old Bass Point RdHouse+6.7%
2Mary StHouse+7.0%
3Mary StApartment+8.9%
4Wollongong StHouse+5.2%

... and more street growth rates

See all growth rates

Past growth rates are not indicative of future performance. This data is for informational purposes only.

Building Analytics

Building-by-building comparison

65
apartment buildings analysed
#AddressSalesMedian$/m²
124 Mary St14$1,100,000$8,050/m²
28 William St3$1,090,000$4,603/m²

... and 61 more buildings

Compare individual buildings by price per sqm, median unit price, and sales volume. Identify which buildings are gaining or losing value relative to the suburb average.

View full building data
Risk Indicator

Flipper risk & hold period analysis

Available with full access
 

Properties resold within 2 years may signal problems — structural issues, noisy locations, or overpayment. See hold period distribution and flagged streets.

See flipper risk data
Risk Indicator

Settlement times & problem streets

55
average days to settlement

Extended settlement times can indicate building defects, financing difficulties, or legal issues. See which streets have the longest settlement periods.

See settlement data
Suburb Change

Density & development tracking

18%
apartments across 65 buildings

Track which streets are converting from houses to apartments. Understand how density is changing the suburb's character and property values over time.

See density trends

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172 streets and 65 buildings to explore

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3 street rankings
All 172 streets ranked
Cycle chart preview
Full chart — all years
Basic median prices
Price per m² by street
Suburb-level growth only
10-year CAGR by street
Building count only
65 buildings compared
Summary stats only
Flipper risk + settlement data

Based on 4,728 verified property sales across 36 years · Last updated: February 2026

Trusted by 100+ property investors across NSW

Shellharbour at a Glance

Region
Illawarra
CBD Distance
108km south of Sydney CBD
Train Station
Shellharbour Station (South Coast Line)
Council
Shellharbour City Council
Property Character
Coastal residential with increasing apartment development
Community
Families, retirees, and professionals

Shellharbour, NSW

Map data © OpenStreetMap contributors

Local Amenities


Living in Shellharbour, NSW

Living in Shellharbour offers a relaxed coastal lifestyle with convenient access to amenities. Families are drawn to schools like Shellharbour Public School and Shellharbour Anglican College. Shopping needs are easily met at Stockland Shellharbour, a major regional shopping centre.

The area boasts numerous parks and reserves, including Reddall Reserve, perfect for outdoor activities. Shellharbour also benefits from its own train station, providing direct links to Sydney. The suburb offers a strong sense of community, with local events and markets adding to its vibrant character.


Who Buys in Shellharbour?

Shellharbour attracts a diverse range of buyers, reflecting its varied housing options and lifestyle appeal. The 17.8% strata (apartment) percentage suggests a significant proportion of apartment buyers, including first-home buyers and downsizers seeking low-maintenance living. With a current median property price of $1,035,000, Shellharbour appeals to families and professionals seeking a coastal lifestyle. The historical CAGR figures indicate the suburb's long-term growth potential, attracting those looking for established and growing areas.

Market Analysis

The AusPropertyInsights.app analysis of Shellharbour's property market, as of early 2026, indicates the suburb is currently positioned below its long-term trend.

This cycle position suggests that Shellharbour is in undervalued territory. While we don't reveal the specific percentage deviation from the trend to our non-subscribers, understanding this positioning can provide valuable context when analysing the market dynamics of Shellharbour and its potential for future growth.


Is Shellharbour a Good Investment?

Shellharbour's property market exhibits a compelling growth pattern, as evidenced by its historical CAGR figures. The 5.8% 10-year CAGR and 5.9% full-period CAGR demonstrates consistent growth over the long term. This sustained growth is driven by its coastal location, lifestyle amenities, and increasing development.

Currently, as of early 2026, Shellharbour is positioned below its long-term trend. While the specific deviation percentage is proprietary data, this market position indicates potential for future growth as the suburb returns to its historical trend. The combination of historical growth and current market position makes Shellharbour an area of interest for those analysing the property market.


Shellharbour Market Outlook

As of early 2026, Shellharbour's property market is positioned below its long-term trend, indicating a period of potential undervaluation. Recent price trends suggest a market that is poised for recovery. While we do not disclose the specific deviation percentage from the trend, the overall outlook for Shellharbour is one of potential growth as the market corrects towards its historical performance.

Streets & Location in Shellharbour, NSW

Shellharbour, postcode 2529, features a variety of streets each with its own character. According to our data, some of the top streets by median price in Shellharbour include WOLLONGONG ST, OCEAN BEACH DR, and ADDISON ST. With a total of 172 streets, Shellharbour offers diverse living environments, from beachfront properties to quieter residential areas. Its coastal location contributes significantly to its appeal.

Market Dynamics

The market dynamics in Shellharbour show a relatively stable transaction pattern. The average settlement time for properties in Shellharbour is approximately 55 days, reflecting a standard timeframe for property sales. Data on quick-flip percentages is currently unavailable, indicating the need for further analysis in this area to understand investor activity in Shellharbour.

Development & Density

Shellharbour presents a mix of housing types, with a development density reflecting both established residential areas and increasing apartment living. The suburb includes 65 apartment buildings, contributing to the overall housing composition. This demonstrates a trend towards higher-density living alongside traditional houses in Shellharbour. The balance between houses and apartments shapes the suburb's character and affordability.

Growth & Property Mix

Shellharbour's historical growth rates reveal a consistent upward trend. Over the past 10 years, the suburb has experienced a Compound Annual Growth Rate (CAGR) of 5.8%. Looking further back, the 20-year CAGR stands at 4.7%, while the full-period CAGR, covering the entire 36 years of data, is 5.9%. With 17.8% of properties being apartments, Shellharbour offers a mix of housing options that contribute to its market dynamics.

All data on this page is sourced from NSW government property sale records. Market analysis, cycle positions, growth rates, and all other metrics are provided for informational purposes only and do not constitute financial, investment, legal, or property advice. Always seek independent professional advice before making any property or financial decisions.

This information is based on historical sales data and does not constitute financial, investment, or property advice. Past performance is not indicative of future results. Always consult a qualified professional before making property decisions.

Frequently Asked Questions about Shellharbour, NSW

What is the median property price in Shellharbour?
As of early 2026, the median property price in Shellharbour is $1,035,000. This includes a median house price of $1,258,000 and a median apartment price of $885,000, reflecting the diverse housing options available in the suburb.
Is Shellharbour overvalued or undervalued?
According to our analysis, as of early 2026, Shellharbour is currently positioned below its long-term trend. This indicates that the suburb is in undervalued territory at this time.
How has the Shellharbour property market performed over 10 years?
Over the past 10 years, the Shellharbour property market has shown strong growth, with a Compound Annual Growth Rate (CAGR) of 5.8%. This demonstrates a consistent upward trend in property values over the decade.
What percentage of Shellharbour is apartments vs houses?
Apartments make up a noticeable portion of the Shellharbour property market, with 17.8% of properties being strata titled. This indicates a mix of housing options, catering to different lifestyle preferences.
Where is Shellharbour in the property cycle?
As of early 2026, Shellharbour is currently positioned below its long-term trend. This cycle position means the suburb is in undervalued territory, based on our analysis.
What schools are near Shellharbour?
Shellharbour is well-served by a range of schools, including Shellharbour Public School and Shellharbour Anglican College. These schools offer quality education options for families in the area.
What is Shellharbour like to live in?
Shellharbour offers a relaxed coastal lifestyle with access to beautiful beaches and parks. The suburb has a friendly community atmosphere and a range of amenities, making it a desirable place to live.
Is Shellharbour good for families?
Shellharbour is a great option for families, with numerous parks, schools, and family-friendly amenities. The suburb offers a mix of housing types, including houses and apartments, catering to different family needs.
How far is Shellharbour from Sydney CBD?
Shellharbour is located approximately 108km south of the Sydney CBD. It is accessible by train via the South Coast Line, providing a convenient transport option.
What transport options are in Shellharbour?
Shellharbour offers several transport options, including Shellharbour Station on the South Coast Line, providing direct train services to Sydney. There are also local bus routes and major roads, making it easy to get around the area.
How does Shellharbour compare to nearby suburbs?
Compared to nearby suburbs, Shellharbour offers a similar coastal lifestyle but with potentially more affordable housing options. Its growth rates are comparable to other areas in the Illawarra region, making it a competitive market.
Is Shellharbour a good first home buyer suburb?
Shellharbour could be a good option for first home buyers, particularly those interested in apartment living. With a median apartment price of $885,000, it presents a more accessible entry point to the property market compared to houses.
What are the best streets in Shellharbour?
Based on median property prices, some of the top streets in Shellharbour include WOLLONGONG ST, OCEAN BEACH DR, and ADDISON ST. These streets often offer premium locations and desirable housing options.
How many properties have been sold in Shellharbour?
Over the 36 years of data we have collected, there have been a total of 4,728 recorded property sales in Shellharbour. This provides a substantial dataset for analysing market trends.
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