Belmont North, NSW

FAIR VALUE

4,213 sales · 36 years of data · NSW, Australia

$965,000
Median (All)
$981,250
Median (Houses)
$625,000
Median (Apartments)
8.2%
10yr CAGR
6.5%
36yr CAGR
5.2%
Strata %
36 years of data · 4,213 sales analysed · 2,500+ suburbs · Updated weekly

Belmont North, NSW Property Market Overview

Belmont North, postcode 2280, is a residential suburb located in New South Wales, offering a mix of housing options. Our analysis covers 36 years of property sales data, encompassing a total of 4,213 recorded sales. As of early 2026, the current median property price across all types in Belmont North stands at $965,000.

Belmont North features a diverse property landscape, with the current median house price at $981,250 and the current median apartment price at $625,000. The suburb’s historical growth is reflected in its long-term Capital Growth Rate (CAGR), making it an area of interest for both owner-occupiers and investors. The presence of 112 streets and 38 apartment buildings contributes to the suburb's varied character.

Currently fair value
Relative to the long-term price trend line
$500K invested 10yr ago → $1,099,620
Based on the 10-year compound annual growth rate of 8.2%
Predominantly houses5% apartments
95% of sales are houses and other non-strata properties
Loading chart...

Property Mix

95%
Houses 95%$981,250Apartments 5%$625,000

Data You Can Trust

Every figure backed by NSW government sale records

7 million+
verified sale records
2,500+
NSW suburbs covered
36 years
of market history
Weekly
NSW Gov. data updates

What Subscribers See

A preview of the full analysis available for Belmont North

Street Rankings

Top streets in Belmont North, NSW by median sale price

See which streets command the highest prices and how many sales back each ranking.

#StreetTypeSalesMedian Price
1Seacroft ClHouse5$1,120,000
2Calverton CresHouse8$1,035,000
3John Fisher RdHouse8$893,000
4Warrior StHouse5$1,050,000

... and 108 more streets available

Subscribers also see:

  • Street price per m² analysis
  • Street annual growth rates (CAGR)
  • Premium vs discount % comparison
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Price per m²

Streets by price per square metre

Compare land and building value across streets — essential for finding underpriced pockets.

#StreetTypeSalesMedian $/m²
1Mirambeena StHouse10$1,681/m²
2Dirkala ClHouse4$1,971/m²
3Patrick StHouse3$1,659/m²
4John Darling AveHouse4$2,272/m²

... and more $/m² rankings

View full $/m² data
Growth Rates

Fastest growing streets by median price

10-year compound annual growth rate (CAGR) by street — see which streets are outperforming the suburb.

#StreetType10yr CAGR
1Calverton CresHouse+8.5%
2Buttaba AveHouse+9.0%
3John Fisher RdHouse+8.3%
4Warrior StHouse+9.1%

... and more street growth rates

See all growth rates

Past growth rates are not indicative of future performance. This data is for informational purposes only.

Building Analytics

Building-by-building comparison

38
apartment buildings analysed

Compare individual buildings by price per sqm, median unit price, and sales volume. Identify which buildings are gaining or losing value relative to the suburb average.

View full building data
Risk Indicator

Flipper risk & hold period analysis

Available with full access
 

Properties resold within 2 years may signal problems — structural issues, noisy locations, or overpayment. See hold period distribution and flagged streets.

See flipper risk data
Risk Indicator

Settlement times & problem streets

45
average days to settlement

Extended settlement times can indicate building defects, financing difficulties, or legal issues. See which streets have the longest settlement periods.

See settlement data
Suburb Change

Density & development tracking

5%
apartments across 38 buildings

Track which streets are converting from houses to apartments. Understand how density is changing the suburb's character and property values over time.

See density trends

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112 streets and 38 buildings to explore

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3 street rankings
All 112 streets ranked
Cycle chart preview
Full chart — all years
Basic median prices
Price per m² by street
Suburb-level growth only
10-year CAGR by street
Building count only
38 buildings compared
Summary stats only
Flipper risk + settlement data

Based on 4,213 verified property sales across 36 years · Last updated: February 2026

Trusted by 100+ property investors across NSW

Belmont North at a Glance

Region
Lake Macquarie Region
CBD Distance
130km north of Sydney CBD
Train Station
Warners Bay Station (no train line, bus interchange)
Council
Lake Macquarie City Council
Property Character
Established residential with a mix of houses and apartments
Community
Families and retirees seeking a lakeside lifestyle

Belmont North, NSW

Map data © OpenStreetMap contributors

Local Amenities


Living in Belmont North, NSW

Living in Belmont North offers a relaxed suburban lifestyle with access to essential amenities. Families are drawn to the area for its proximity to schools such as Belmont High School and Jewells Primary School. For shopping needs, residents often visit nearby Belmont Central and Charlestown Square. The suburb also boasts several parks and reserves, including Green Point Foreshore Reserve, providing ample opportunities for outdoor recreation.

The community in Belmont North is known for its friendly atmosphere and strong sense of neighbourliness. The suburb's location near Lake Macquarie provides residents with access to water activities and scenic views. The local RSL club and community groups contribute to the suburb's vibrant social scene. Belmont North offers a balance between convenience and tranquility, making it an appealing place to call home.


Who Buys in Belmont North?

Belmont North attracts a diverse range of buyers, including families, first home buyers, and investors. The suburb's relatively affordable median house price of $981,250 appeals to families seeking larger properties. First home buyers may find the median apartment price of $625,000 more accessible. Investors are drawn to Belmont North's historical growth, as evidenced by its 10-year CAGR of 8.2%. The 5.2% strata percentage indicates a smaller proportion of apartment living compared to houses, suggesting a preference for detached dwellings among many residents.

Market Analysis

Our analysis indicates that Belmont North's property market is currently near its long-term trend, suggesting it is at fair value. This means that, as of early 2026, property prices in Belmont North are neither significantly overvalued nor undervalued relative to their historical performance. A market at fair value can offer stability for both buyers and sellers.

The cycle position reflects a balance between supply and demand in Belmont North, where price movements align with established growth patterns. This suggests that the current market dynamics are sustainable, based on our analysis of historical trends and recorded sales data.


Is Belmont North a Good Investment?

Belmont North's property market has exhibited consistent growth over the long term, making it an area of ongoing interest. The suburb's historical performance, reflected in its 10-year CAGR of 8.2%, showcases its potential for capital appreciation. The fact that Belmont North is currently near its long-term trend suggests a market that is neither excessively inflated nor depressed.

Factors driving property values in Belmont North include its proximity to Lake Macquarie, access to amenities, and established residential character. The suburb's mix of housing types, combined with its convenient location, contributes to its appeal among a range of buyers. These factors have historically supported property values in Belmont North and continue to shape its market dynamics.


Belmont North Market Outlook

As of early 2026, Belmont North's property market is near its long-term trend, indicating a balanced market. Recent price trends suggest a period of stability, aligning with the suburb's historical growth patterns. The current market conditions in Belmont North reflect a steady demand for property, supported by its desirable location and established community.

Streets & Location in Belmont North, NSW

Belmont North, within the 2280 postcode, features a variety of streets with differing property values. Among the streets with higher median prices are FLORAVILLE RD, KANANOOK CRES, and WARRIOR ST. These streets contribute to the overall property value distribution within the suburb. The location of Belmont North offers access to local amenities and services, contributing to its appeal as a residential area.

Market Dynamics

Market transactions in Belmont North are typically efficient, with an average settlement timeframe of 45 days. This indicates a streamlined process for property sales within the suburb. While specific quick-flip data is not available, the settlement timeframe provides insight into the liquidity of the Belmont North property market. This data is based on recorded sales and historical observations.

Development & Density

Belmont North features a mix of housing types, with 38 apartment buildings contributing to its overall development density. While houses are the predominant property type, the presence of apartment buildings offers a range of housing options. The housing composition in Belmont North reflects a balance between traditional residential dwellings and higher-density developments. This distribution of property types influences the suburb's character and affordability.

Growth & Property Mix

Belmont North's property market has demonstrated consistent growth over the long term. The suburb has achieved a 10-year CAGR of 8.2%, a 20-year CAGR of 5.8%, and a full-period CAGR of 6.5%. The property mix in Belmont North includes both houses and apartments, with apartments representing 5.2% of properties operating under a strata scheme. These figures provide context for understanding the historical performance of the Belmont North property market.

All data on this page is sourced from NSW government property sale records. Market analysis, cycle positions, growth rates, and all other metrics are provided for informational purposes only and do not constitute financial, investment, legal, or property advice. Always seek independent professional advice before making any property or financial decisions.

This information is based on historical sales data and does not constitute financial, investment, or property advice. Past performance is not indicative of future results. Always consult a qualified professional before making property decisions.

Frequently Asked Questions about Belmont North, NSW

What is the median property price in Belmont North?
As of early 2026, the median property price in Belmont North is $965,000 across all property types. The median house price is currently $981,250, while the median apartment price is $625,000.
Is Belmont North overvalued or undervalued?
Our analysis indicates that Belmont North's property market is currently near its long-term trend. This suggests that the suburb is neither significantly overvalued nor undervalued, reflecting a market at fair value.
How has the Belmont North property market performed over 10 years?
The Belmont North property market has shown strong performance over the past 10 years, with a Capital Growth Rate (CAGR) of 8.2%. This reflects consistent growth in property values within the suburb.
What percentage of Belmont North is apartments vs houses?
Apartments represent a smaller portion of the property market in Belmont North, with 5.2% of properties operating under a strata scheme. This indicates that houses are the predominant property type in the suburb.
Where is Belmont North in the property cycle?
Based on our analysis, Belmont North is currently near its long-term trend. This indicates that the suburb's property market is at fair value, reflecting a balanced market.
What schools are near Belmont North?
Belmont North is conveniently located near several schools, including Belmont High School and Jewells Primary School. These schools provide educational options for families residing in the suburb.
What is Belmont North like to live in?
Belmont North offers a relaxed suburban lifestyle with access to local amenities and parks. The suburb's proximity to Lake Macquarie provides residents with opportunities for water activities and scenic views.
Is Belmont North good for families?
Belmont North can be a suitable suburb for families, offering a range of housing options and access to schools and parks. The suburb's family-friendly atmosphere and community spirit contribute to its appeal.
How far is Belmont North from Sydney CBD?
Belmont North is approximately 130km north of the Sydney CBD. Travel to Sydney can be done via the M1 Pacific Motorway or by train from nearby stations.
What transport options are in Belmont North?
While Belmont North itself doesn't have a train station, Warners Bay Station is nearby and offers a bus interchange. The suburb is also serviced by local bus routes, and the Pacific Highway provides access to surrounding areas.
How does Belmont North compare to nearby suburbs?
Compared to some neighbouring suburbs, Belmont North offers a balance between affordability and lifestyle. Its median property prices are competitive, and its proximity to Lake Macquarie is a key drawcard compared to more inland areas.
Is Belmont North a good first home buyer suburb?
Belmont North may appeal to first home buyers, particularly those interested in apartment living. The median apartment price is more accessible than the median house price, and the suburb offers a convenient lifestyle with access to amenities.
What are the best streets in Belmont North?
Streets like FLORAVILLE RD, KANANOOK CRES, and WARRIOR ST are known for their higher median property prices in Belmont North. These streets offer a desirable residential environment within the suburb.
How many properties have been sold in Belmont North?
Over the past 36 years, a total of 4,213 properties have been sold in Belmont North. This reflects a steady level of property transactions within the suburb.
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