Belmont, NSW
FAIR VALUE6,345 sales · 36 years of data · NSW, Australia
Belmont, NSW Property Market Overview
Belmont, NSW, postcode 2280, is a lakeside suburb located in the Hunter Region, approximately 20 kilometres south of Newcastle and about 150km north of Sydney. AusPropertyInsights.app analysis shows a comprehensive 36 years of sales data, encompassing 6,345 recorded property transactions. The current median property price for all dwellings in Belmont is $885,000.
Belmont presents a diverse property market with houses having a current median of $1,055,000 and apartments at $570,000. The suburb’s appeal lies in its proximity to Lake Macquarie, offering residents a relaxed lifestyle with access to water activities and recreational spaces. Its accessibility to both Newcastle and Sydney makes Belmont an attractive option for a range of buyers.
Property Mix
Data You Can Trust
Every figure backed by NSW government sale records
What Subscribers See
A preview of the full analysis available for Belmont
Top streets in Belmont, NSW by median sale price
See which streets command the highest prices and how many sales back each ranking.
| # | Street | Median Price |
|---|---|---|
| 1 | Tudor St | $1,050,000 |
| 2 | Hill St | $925,000 |
| 3 | Whipbird Way | $1,537,500 |
| 4 | Jean St | $925,000 |
... and 121 more streets available
Subscribers also see:
- Street price per m² analysis
- Street annual growth rates (CAGR)
- Premium vs discount % comparison
Streets by price per square metre
Compare land and building value across streets — essential for finding underpriced pockets.
| # | Street | Median $/m² |
|---|---|---|
| 1 | Evans St | $1,972/m² |
| 2 | The Maindeck | $2,092/m² |
| 3 | Maude St | $2,319/m² |
| 4 | Ross St | $4,051/m² |
... and more $/m² rankings
View full $/m² data →Fastest growing streets by median price
10-year compound annual growth rate (CAGR) by street — see which streets are outperforming the suburb.
| # | Street | 10yr CAGR |
|---|---|---|
| 1 | Marks St | +11.3% |
| 2 | Albert St | +10.2% |
| 3 | Crown St | +10.3% |
| 4 | Belmont Cres | +9.4% |
... and more street growth rates
See all growth rates →Past growth rates are not indicative of future performance. This data is for informational purposes only.
Building-by-building comparison
| # | Address | Median |
|---|---|---|
| 1 | 24 Bluebell St | $330,000 |
| 2 | 5 Sharp St | $785,000 |
... and 114 more buildings
Compare individual buildings by price per sqm, median unit price, and sales volume. Identify which buildings are gaining or losing value relative to the suburb average.
View full building data →Flipper risk & hold period analysis
Properties resold within 2 years may signal problems — structural issues, noisy locations, or overpayment. See hold period distribution and flagged streets.
See flipper risk data →Settlement times & problem streets
Extended settlement times can indicate building defects, financing difficulties, or legal issues. See which streets have the longest settlement periods.
See settlement data →Density & development tracking
Track which streets are converting from houses to apartments. Understand how density is changing the suburb's character and property values over time.
See density trends →Unlock the full Belmont analysis
125 streets and 118 buildings to explore
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Belmont at a Glance
Belmont, NSW
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Local Amenities
Living in Belmont, NSW
Living in Belmont offers a relaxed lakeside lifestyle. The suburb borders the expansive Lake Macquarie, providing ample opportunities for boating, fishing, and water sports. Belmont also has several parks and reserves, including Green Point Foreshore Reserve, perfect for picnics and family outings. For families, Belmont boasts several schools, including Belmont High School and Belmont Public School.
Shopping needs are catered for by Belmont Citi Centre, offering a range of retail and service outlets. Public transport includes bus services connecting Belmont to nearby suburbs and Newcastle. The suburb has a community feel, with various local clubs and organisations contributing to its vibrant atmosphere. Belmont's blend of natural beauty and convenient amenities makes it an appealing place to call home.
Who Buys in Belmont?
Belmont attracts a diverse range of buyers. The relatively affordable apartment median of $570,000, coupled with the 17.3% strata percentage, makes it appealing to first home buyers and downsizers. The presence of established houses, with a median of $1,055,000, also draws families seeking larger properties. The historical growth rates, with a 10-year CAGR of 6.9%, may also attract investors looking for long-term capital appreciation. Belmont's lakeside location and lifestyle amenities further enhance its appeal to a broad spectrum of buyers.
Market Analysis
Belmont's property market, as of early 2026, is assessed to be near its long-term trend, suggesting it's at fair value. This indicates that current property prices are neither significantly above nor below what historical trends would suggest.
The fair value assessment in Belmont implies a market that is relatively stable, influenced by prevailing economic conditions and buyer sentiment. While this doesn't preclude future price fluctuations, it suggests that Belmont's property market is currently behaving in line with its established historical performance. Factors such as interest rates, local infrastructure developments, and demographic shifts will continue to shape Belmont's property values.
Is Belmont a Good Investment?
Belmont's historical growth patterns suggest a stable and appreciating property market. With a 10-year CAGR of 6.9% and a full-period CAGR of 6.5%, Belmont has demonstrated consistent growth over time. The current cycle position, assessed as being near its long-term trend, indicates that the market is currently at fair value.
Factors driving property values in Belmont include its proximity to Lake Macquarie, its accessibility to both Newcastle and Sydney, and its range of housing options. The presence of quality schools, shopping facilities, and recreational amenities further contribute to its desirability. These factors collectively influence the demand for properties in Belmont and support its long-term growth potential. The mix of houses and apartments provides options for different investment strategies.
Belmont Market Outlook
As of early 2026, Belmont's property market is assessed as being near its long-term trend, indicating fair value. Recent price trends suggest a market that is currently behaving in line with its historical performance. Factors such as interest rates and economic conditions will continue to influence Belmont's property values. Monitoring market indicators will be crucial for understanding future price movements in Belmont.
Streets & Location in Belmont, NSW
Belmont, postcode 2280, is characterised by a variety of residential streets, with a total of 125 streets contributing to its property landscape. Some of the top streets by median price include HAIG ST, GREENWOOD AVE, and HILL ST. The suburb benefits from its location near Lake Macquarie, offering residents access to waterfront living and recreational opportunities. Its connectivity to nearby towns and cities further enhances its appeal.
Market Dynamics
Property transactions in Belmont typically take an average of 48 days to settle, reflecting a reasonably efficient sales process. Analysis of market transaction patterns shows a standard settlement period. However, data regarding quick-flip activity in Belmont is currently unavailable. Understanding these market dynamics can provide insights into the liquidity and overall health of the Belmont property market.
Development & Density
Belmont exhibits a mix of housing types, with a total of 118 apartment buildings contributing to its development density. The presence of these apartment buildings, combined with detached houses, creates a diverse residential landscape. The strata percentage of 17.3% indicates a moderate level of apartment living within Belmont. These figures offer insights into the suburb's evolving urban structure and housing composition trends.
Growth & Property Mix
Historically, Belmont has demonstrated steady growth in property values. The 10-year Compound Annual Growth Rate (CAGR) stands at 6.9%, while the 20-year CAGR is 4.2%. Over the entire 36-year data period, Belmont has achieved a CAGR of 6.5%. The property mix in Belmont includes a notable proportion of apartments, with strata title properties accounting for 17.3% of the market. This blend of housing types caters to a diverse range of buyers and investors.
All data on this page is sourced from NSW government property sale records. Market analysis, cycle positions, growth rates, and all other metrics are provided for informational purposes only and do not constitute financial, investment, legal, or property advice. Always seek independent professional advice before making any property or financial decisions.
This information is based on historical sales data and does not constitute financial, investment, or property advice. Past performance is not indicative of future results. Always consult a qualified professional before making property decisions.