Cumbalum, NSW

OVERVALUED

2,102 sales · 33 years of data · NSW, Australia

$1,110,000
Median (All)
$1,175,000
Median (Houses)
$895,000
Median (Apartments)
14.4%
10yr CAGR
7.1%
33yr CAGR
7.8%
Strata %
33 years of data · 2,102 sales analysed · 2,500+ suburbs · Updated weekly

Cumbalum, NSW Property Market Overview

Cumbalum, NSW, postcode 2478, is a residential suburb with a growing property market. Located near Ballina, Cumbalum offers a mix of housing options and a coastal lifestyle. Our analysis of the Cumbalum property market is based on 33 years of sales data, encompassing a total of 2,102 recorded sales. The current median property price in Cumbalum is $1,110,000 across all property types.

Specifically, the median house price in Cumbalum is currently $1,175,000, while the median apartment price stands at $895,000. Cumbalum's property market has demonstrated substantial growth over the long term, making it a noteworthy area for property market observers. The suburb provides a mix of established homes and newer developments, appealing to a diverse range of residents.

Currently overvalued
Relative to the long-term price trend line
$500K invested 10yr ago → $1,919,686
Based on the 10-year compound annual growth rate of 14.4%
Predominantly houses8% apartments
92% of sales are houses and other non-strata properties
Loading chart...

Property Mix

92%
Houses 92%$1,175,000Apartments 8%$895,000

Data You Can Trust

Every figure backed by NSW government sale records

7 million+
verified sale records
2,500+
NSW suburbs covered
33 years
of market history
Weekly
NSW Gov. data updates

What Subscribers See

A preview of the full analysis available for Cumbalum

Street Rankings

Top streets in Cumbalum, NSW by median sale price

See which streets command the highest prices and how many sales back each ranking.

#StreetTypeSalesMedian Price
1The RidgewayHouse8$1,270,000
2Lindsay AveHouse10$1,140,000
3Windrow AveHouse7$1,176,000
4Hartigan StApartment6$906,500

... and 60 more streets available

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  • Street price per m² analysis
  • Street annual growth rates (CAGR)
  • Premium vs discount % comparison
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Price per m²

Streets by price per square metre

Compare land and building value across streets — essential for finding underpriced pockets.

#StreetTypeSalesMedian $/m²
1Pacific Heights DrHouse3$1,678,832/m²
2Koellner RdHouse3$1,739,130/m²
3Farrelly AveApartment3$2,426/m²
4Hartigan StApartment6$2,367/m²

... and more $/m² rankings

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Growth Rates

Fastest growing streets by median price

10-year compound annual growth rate (CAGR) by street — see which streets are outperforming the suburb.

#StreetType10yr CAGR
1Koellner RdHouse+12.4%
2Lindsay AveHouse+7.3%
3The RidgewayHouse+7.2%
4Unara PkwyHouse+6.3%

... and more street growth rates

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Past growth rates are not indicative of future performance. This data is for informational purposes only.

Building Analytics

Building-by-building comparison

4
apartment buildings analysed
#AddressSalesMedian$/m²
12 Unara Pkwy3$850,000$2,707/m²

Compare individual buildings by price per sqm, median unit price, and sales volume. Identify which buildings are gaining or losing value relative to the suburb average.

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Risk Indicator

Flipper risk & hold period analysis

Available with full access
 

Properties resold within 2 years may signal problems — structural issues, noisy locations, or overpayment. See hold period distribution and flagged streets.

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Risk Indicator

Settlement times & problem streets

66
average days to settlement

Extended settlement times can indicate building defects, financing difficulties, or legal issues. See which streets have the longest settlement periods.

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Suburb Change

Density & development tracking

8%
apartments across 4 buildings

Track which streets are converting from houses to apartments. Understand how density is changing the suburb's character and property values over time.

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64 streets and 4 buildings to explore

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3 street rankings
All 64 streets ranked
Cycle chart preview
Full chart — all years
Basic median prices
Price per m² by street
Suburb-level growth only
10-year CAGR by street
Building count only
4 buildings compared
Summary stats only
Flipper risk + settlement data

Based on 2,102 verified property sales across 33 years · Last updated: February 2026

Trusted by 100+ property investors across NSW

Cumbalum at a Glance

Region
Northern Rivers, NSW
CBD Distance
Approximately 740km north of Sydney CBD
Train Station
Ballina Station (limited services), nearest major station is Casino Station
Council
Ballina Shire Council
Property Character
Established residential with low-density housing
Community
Families and retirees seeking coastal lifestyle

Cumbalum, NSW

Map data © OpenStreetMap contributors

Local Amenities


Living in Cumbalum, NSW

Living in Cumbalum offers a relaxed coastal lifestyle with convenient access to amenities. Cumbalum is located close to Ballina, which provides access to major shopping centres like Ballina Fair. For families, there are schools such as Ballina Coast High School and Emmanuel Anglican College nearby. Cumbalum also offers parks and recreational areas, including Saunders Oval, which is great for sports and outdoor activities.

The suburb has a friendly, community-oriented atmosphere, making it appealing to families and retirees. Cumbalum provides a quieter residential setting while still being close to the beaches and lifestyle attractions of the Ballina region. There are no train stations directly in Cumbalum but bus services connect it to surrounding areas.


Who Buys in Cumbalum?

Cumbalum tends to attract a diverse range of buyers, including families, retirees, and professionals seeking a coastal lifestyle. The relatively high median house price of $1,175,000 suggests that Cumbalum is attractive to established families and those looking for larger homes. The apartment median of $895,000 could attract some first-home buyers, although the overall property values might be a barrier for some. The historical CAGR of 14.4% over the past 10 years indicates that Cumbalum also attracts property investors looking for long-term growth. The low strata percentage (7.8%) suggests a preference for houses over apartments in Cumbalum.

Market Analysis

The AusPropertyInsights.app analysis indicates that the Cumbalum property market is currently positioned above its long-term trend. This cycle position suggests that Cumbalum is in overvalued territory. This means that property prices in Cumbalum are currently elevated relative to their historical performance and underlying economic factors.

While this observation is based on historical data and current market conditions, it doesn't predict future performance. It simply reflects the current position of Cumbalum within its property cycle. Potential buyers and sellers should carefully consider these factors when making property decisions in Cumbalum.


Is Cumbalum a Good Investment?

Analysing Cumbalum's growth patterns provides insight into its property market dynamics. The suburb's 10-year CAGR of 14.4% and 20-year CAGR of 9.6% demonstrate significant historical growth, suggesting strong demand and increasing property values over time. Currently, the AusPropertyInsights.app analysis indicates that Cumbalum is positioned above its long-term trend.

This overvalued classification means that prices are elevated relative to historical averages. Property values in Cumbalum are influenced by factors such as its coastal location, proximity to Ballina, and the availability of housing. Understanding these drivers can help in assessing the potential of Cumbalum's property market. It's crucial to consider these factors when analysing the potential for future value appreciation in Cumbalum.


Cumbalum Market Outlook

As of early 2026, the Cumbalum property market is showing specific characteristics. The AusPropertyInsights.app analysis indicates that Cumbalum is currently positioned above its long-term trend. This suggests that property prices in Cumbalum are higher than their historical average. Recent price trends reflect the overall market conditions. While past performance is not indicative of future results, this snapshot of Cumbalum's market provides a current perspective. Market conditions can change, so it's essential to stay informed about the latest developments in Cumbalum's property market.

Streets & Location in Cumbalum, NSW

Cumbalum is characterised by a mix of residential streets and proximity to natural amenities. Key streets in Cumbalum, based on median property prices, include PRESENTATION CRES, WINDROW AVE, and THE RIDGEWAY. These streets are notable for their property values within the 2478 postcode. Cumbalum's location provides access to the broader Ballina region, with its beaches, shops, and services. The suburb's layout and streetscapes contribute to its overall appeal.

Market Dynamics

The property market in Cumbalum demonstrates specific transaction patterns. The average settlement time for properties in Cumbalum is 66 days. The 'quick-flip' percentage, which indicates the proportion of properties resold within a short timeframe, is not available. These metrics offer insight into the speed and nature of property transactions within Cumbalum. Market dynamics can influence buying and selling strategies in Cumbalum.

Development & Density

Cumbalum features a relatively low density of apartment buildings, with only 4 apartment buildings recorded. This contributes to the suburb's predominantly detached housing character. Strata-titled properties, which primarily consist of apartments, account for 7.8% of the total property mix in Cumbalum. The prevalence of houses over apartments shapes the overall residential landscape of Cumbalum. Development density impacts property values and lifestyle options in Cumbalum.

Growth & Property Mix

Cumbalum's property market has seen significant growth over the past few decades. The 10-year compound annual growth rate (CAGR) for Cumbalum is 14.4%, reflecting strong price appreciation in recent years. Over a longer 20-year period, the CAGR is 9.6%. The full-period CAGR, spanning the entire 33 years of available data, is 7.1%. These figures provide context for the historical performance of properties in Cumbalum, noting a range of property types including houses and apartments.

All data on this page is sourced from NSW government property sale records. Market analysis, cycle positions, growth rates, and all other metrics are provided for informational purposes only and do not constitute financial, investment, legal, or property advice. Always seek independent professional advice before making any property or financial decisions.

This information is based on historical sales data and does not constitute financial, investment, or property advice. Past performance is not indicative of future results. Always consult a qualified professional before making property decisions.

Frequently Asked Questions about Cumbalum, NSW

What is the median property price in Cumbalum?
The current median property price in Cumbalum is $1,110,000 across all property types. For houses, the median price is $1,175,000, while the median apartment price is $895,000. These figures reflect the current market values in Cumbalum.
Is Cumbalum overvalued or undervalued?
According to our analysis, the Cumbalum property market is currently positioned above its long-term trend. This means that Cumbalum is classified as being in overvalued territory. Potential buyers and sellers should consider this when making decisions.
How has the Cumbalum property market performed over 10 years?
The Cumbalum property market has shown strong growth over the past 10 years, with a compound annual growth rate (CAGR) of 14.4%. This indicates significant price appreciation during this period. This growth should be viewed in the context of the full market cycle.
What percentage of Cumbalum is apartments vs houses?
Apartments make up a smaller portion of the property market in Cumbalum. Strata-titled properties, primarily apartments, account for approximately 7.8% of the total property mix. This indicates a preference for houses over apartments in Cumbalum.
Where is Cumbalum in the property cycle?
Based on our analysis, Cumbalum is currently positioned above its long-term trend. This indicates that the suburb is in overvalued territory. Understanding this cycle position can help inform property decisions.
What schools are near Cumbalum?
Cumbalum is close to several schools in the Ballina region. These include Ballina Coast High School and Emmanuel Anglican College. These schools service the area and offer educational options for families living in Cumbalum.
What is Cumbalum like to live in?
Cumbalum offers a relaxed coastal lifestyle with access to amenities in nearby Ballina. The suburb has a community-oriented atmosphere and is popular with families and retirees. It provides a quieter residential setting while still being close to beaches and shops.
Is Cumbalum good for families?
Cumbalum can be a suitable suburb for families, with access to schools and parks in the area. The suburb has a mix of housing options, although houses are more prevalent than apartments. The overall safety and community feel make it appealing to families.
How far is Cumbalum from Sydney CBD?
Cumbalum is located approximately 740 kilometres north of the Sydney CBD. This distance makes it a regional location rather than a Sydney commuter suburb. Travel to Sydney is typically by plane or car.
What transport options are in Cumbalum?
Cumbalum relies on bus services for public transport connectivity to surrounding areas. While there is no train station directly in Cumbalum, Ballina Station offers limited services. Major roads provide access to other towns and cities in the region.
How does Cumbalum compare to nearby suburbs?
Compared to some nearby coastal suburbs, Cumbalum's median property prices can be competitive. Growth rates may vary, but Cumbalum has shown strong historical growth. Individual market conditions should be analysed for all locations.
Is Cumbalum a good first home buyer suburb?
Cumbalum's median property price may present a challenge for some first home buyers. While apartments are available at a lower median price, houses are the predominant property type. First home buyers should carefully assess their budget and consider all options.
What are the best streets in Cumbalum?
Based on median property prices, some of the notable streets in Cumbalum include PRESENTATION CRES, WINDROW AVE, and THE RIDGEWAY. These streets reflect higher property values within the suburb. Further street data requires a premium subscription.
How many properties have been sold in Cumbalum?
Over the past 33 years, a total of 2,102 properties have been sold in Cumbalum. This reflects the volume of transactions in the suburb's property market. This data is based on recorded sales.
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