Hill Top, NSW
FAIR VALUE2,097 sales · 33 years of data · NSW, Australia
Hill Top, NSW Property Market Overview
Hill Top, NSW, postcode 2575, is a charming suburb with a rich property history spanning 33 years. Located in the Southern Highlands region of New South Wales, Hill Top offers a blend of rural serenity and convenient access to larger towns. AusPropertyInsights.app data shows a total of 2,097 recorded property sales in Hill Top, providing a substantial dataset for in-depth market analysis.
With a current median property price of $830,000 for both houses and all property types, and $525,000 for apartments, Hill Top presents diverse housing options. The suburb's consistent growth, evident in its long-term capital appreciation, makes it a noteworthy location for those analysing the NSW property market. Hill Top's unique character and strong community contribute to its appeal, distinguishing it from other suburbs in the region.
Property Mix
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What Subscribers See
A preview of the full analysis available for Hill Top
Top streets in Hill Top, NSW by median sale price
See which streets command the highest prices and how many sales back each ranking.
| # | Street | Median Price |
|---|---|---|
| 1 | Wilson Dr | $820,000 |
| 2 | Cumberteen St | $750,000 |
| 3 | Ligar St | $840,000 |
| 4 | Pearce St | $1,300,000 |
... and 81 more streets available
Subscribers also see:
- Street price per m² analysis
- Street annual growth rates (CAGR)
- Premium vs discount % comparison
Streets by price per square metre
Compare land and building value across streets — essential for finding underpriced pockets.
| # | Street | Median $/m² |
|---|---|---|
| 1 | Cumberteen St | $991/m² |
| 2 | Wyong St | $1,167/m² |
| 3 | Percy St | $1,244/m² |
| 4 | Ligar St | $1,006/m² |
... and more $/m² rankings
View full $/m² data →Fastest growing streets by median price
10-year compound annual growth rate (CAGR) by street — see which streets are outperforming the suburb.
| # | Street | 10yr CAGR |
|---|---|---|
| 1 | Charles St | +7.5% |
| 2 | Cumberteen St | +7.1% |
| 3 | Ligar St | +8.5% |
| 4 | Pirrillie St | +7.7% |
... and more street growth rates
See all growth rates →Past growth rates are not indicative of future performance. This data is for informational purposes only.
Building-by-building comparison
Compare individual buildings by price per sqm, median unit price, and sales volume. Identify which buildings are gaining or losing value relative to the suburb average.
View full building data →Flipper risk & hold period analysis
Properties resold within 2 years may signal problems — structural issues, noisy locations, or overpayment. See hold period distribution and flagged streets.
See flipper risk data →Settlement times & problem streets
Extended settlement times can indicate building defects, financing difficulties, or legal issues. See which streets have the longest settlement periods.
See settlement data →Density & development tracking
Track which streets are converting from houses to apartments. Understand how density is changing the suburb's character and property values over time.
See density trends →Unlock the full Hill Top analysis
85 streets and 5 buildings to explore
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Hill Top at a Glance
Hill Top, NSW
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Local Amenities
Living in Hill Top, NSW
Hill Top offers a relaxed, semi-rural lifestyle that appeals to those seeking a quieter pace of life. The suburb is characterised by its leafy streets, spacious properties, and strong sense of community. Residents enjoy the natural beauty of the surrounding Southern Highlands, with opportunities for bushwalking and outdoor activities.
Families are drawn to Hill Top for its reputable schools, including Hill Top Public School, which provides quality education. While lacking its own train station, Hill Top is within driving distance of Mittagong and Bowral stations for convenient access to Sydney and other regional centres. Local shops cater to everyday needs, while larger shopping centres can be found in nearby towns. Parks and reserves offer ample green space for recreation and relaxation. The community spirit is evident in local events and activities, fostering a welcoming and friendly environment.
Who Buys in Hill Top?
Hill Top primarily attracts families and those seeking a peaceful, semi-rural lifestyle. The median house price of $830,000 suggests a market accessible to a range of buyers, while the limited apartment stock and higher median unit price of $525,000 compared to other areas indicate that apartment buyers are potentially downsizers or those seeking a specific lifestyle.
The suburb's consistent growth, reflected in its long-term CAGR, appeals to those looking for stable property value appreciation. The low strata percentage of 1.0% indicates that most buyers are drawn to the area for its houses and larger properties, rather than apartment living. As of early 2026, Hill Top continues to be a popular choice for those seeking a family-friendly and relaxed environment.
Market Analysis
AusPropertyInsights.app analysis indicates that Hill Top's property market is currently near its long-term trend, suggesting fair value. This cycle position reflects a balance between buyer demand and property supply in the area.
A market at fair value, like Hill Top, typically means that prices are neither significantly inflated nor deflated compared to their historical performance. This provides a stable environment for both buyers and sellers, reducing the risk of drastic price swings. While this doesn't preclude future growth, it suggests that any potential appreciation will likely be gradual and aligned with broader economic trends. As of early 2026, Hill Top's property market presents a balanced landscape for those considering entering or exiting the market.
Is Hill Top a Good Investment?
Hill Top's historical growth patterns suggest a stable and consistent property market. The suburb's 10-year CAGR of 7.6%, 20-year CAGR of 6.1%, and full-period CAGR of 7.3% demonstrate a long-term trend of appreciation.
The current cycle position of Hill Top, near its long-term trend, indicates a market that is neither significantly overvalued nor undervalued. This suggests that property values are aligned with their historical performance, providing a balanced environment for buyers and sellers. The demand for housing in Hill Top is driven by its lifestyle appeal, location within the Southern Highlands, and strong community. These factors contribute to the suburb's enduring value and desirability.
Hill Top Market Outlook
As of early 2026, Hill Top's property market is positioned near its long-term trend, indicating a balanced market. Recent price trends suggest a period of stability, with values aligning closely with historical averages. This provides a predictable environment for those considering buying or selling in the area.
The stable market conditions in Hill Top, as of early 2026, are supported by consistent demand and a limited supply of new properties. This balance contributes to the suburb's overall resilience and long-term growth potential.
Streets & Location in Hill Top, NSW
Hill Top, located within postcode 2575, boasts a selection of desirable streets, with WYONG ST, CUMBERTEEN ST, and HAROLD ST exhibiting some of the highest median property prices within the suburb. These streets often feature well-maintained homes and attractive neighbourhood characteristics.
With a total of 85 streets, Hill Top offers a variety of residential settings, from quiet cul-de-sacs to more prominent thoroughfares. Its location provides a blend of rural charm and accessibility to nearby amenities, making it an appealing choice for many residents.
Market Dynamics
The average settlement time for properties in Hill Top is currently 47 days, indicating a relatively efficient transaction process. This timeframe reflects the typical duration required for completing sales, from acceptance of an offer to final settlement.
AusPropertyInsights.app does not currently have sufficient data to calculate a reliable quick-flip percentage for Hill Top, suggesting that rapid turnover of properties is not a prevalent trend in this area. This slower pace contributes to market stability and a more long-term ownership mindset among residents.
Development & Density
Hill Top maintains a relatively low development density, preserving its semi-rural character. The suburb features only 5 apartment buildings, highlighting the dominance of detached houses in the area.
The limited number of apartment buildings in Hill Top, representing approximately 1.0% of strata title properties, underscores the preference for single-family homes. This housing composition contributes to the suburb's overall ambiance and lifestyle, attracting residents who value space and privacy.
Growth & Property Mix
Over the past decade, Hill Top's property market has demonstrated a solid growth trajectory, reflected in its 10-year compound annual growth rate (CAGR) of 7.6%. Looking further back, the 20-year CAGR stands at 6.1%, showcasing consistent long-term performance. Across the entire 33-year data period, Hill Top has achieved a CAGR of 7.3%.
The property mix in Hill Top is predominantly houses, with apartments representing a smaller segment of the market. This composition influences the overall market dynamics and price trends observed in the suburb.
All data on this page is sourced from NSW government property sale records. Market analysis, cycle positions, growth rates, and all other metrics are provided for informational purposes only and do not constitute financial, investment, legal, or property advice. Always seek independent professional advice before making any property or financial decisions.
This information is based on historical sales data and does not constitute financial, investment, or property advice. Past performance is not indicative of future results. Always consult a qualified professional before making property decisions.