Lake Cathie, NSW
OVERVALUED3,954 sales · 36 years of data · NSW, Australia
Lake Cathie, NSW Property Market Overview
Lake Cathie, NSW, postcode 2445, is a coastal suburb offering a relaxed lifestyle and appealing property market. Located on the Mid North Coast of NSW, it presents a diverse range of housing options, from houses to apartments. With 36 years of sales data, AusPropertyInsights.app has recorded a total of 3,954 property sales in Lake Cathie, providing a comprehensive historical perspective.
Currently, the median property price in Lake Cathie is $860,000, with houses commanding a median of $895,000 and apartments at $650,000. These figures reflect the area's desirability and the varied options available to potential buyers. Lake Cathie's property market has demonstrated consistent growth over the years, making it a noteworthy area for both residents and those analysing property trends.
Property Mix
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Every figure backed by NSW government sale records
What Subscribers See
A preview of the full analysis available for Lake Cathie
Top streets in Lake Cathie, NSW by median sale price
See which streets command the highest prices and how many sales back each ranking.
| # | Street | Median Price |
|---|---|---|
| 1 | Anegada Rd | $880,000 |
| 2 | Marine Pde | $975,000 |
| 3 | Chepana St | $1,160,500 |
| 4 | Bounty Ave | $1,120,000 |
... and 119 more streets available
Subscribers also see:
- Street price per m² analysis
- Street annual growth rates (CAGR)
- Premium vs discount % comparison
Streets by price per square metre
Compare land and building value across streets — essential for finding underpriced pockets.
| # | Street | Median $/m² |
|---|---|---|
| 1 | South Atlantic Dr | $2,575/m² |
| 2 | Platypus Pde | $4,167/m² |
| 3 | Foreshore Ave | $2,153/m² |
| 4 | Whiting Way | $2,590/m² |
... and more $/m² rankings
View full $/m² data →Fastest growing streets by median price
10-year compound annual growth rate (CAGR) by street — see which streets are outperforming the suburb.
| # | Street | 10yr CAGR |
|---|---|---|
| 1 | Chepana St | +8.1% |
| 2 | Explorers Way | +7.1% |
| 3 | Summer Cct | +12.4% |
| 4 | Lakeside Way | +9.7% |
... and more street growth rates
See all growth rates →Past growth rates are not indicative of future performance. This data is for informational purposes only.
Building-by-building comparison
Compare individual buildings by price per sqm, median unit price, and sales volume. Identify which buildings are gaining or losing value relative to the suburb average.
View full building data →Flipper risk & hold period analysis
Properties resold within 2 years may signal problems — structural issues, noisy locations, or overpayment. See hold period distribution and flagged streets.
See flipper risk data →Settlement times & problem streets
Extended settlement times can indicate building defects, financing difficulties, or legal issues. See which streets have the longest settlement periods.
See settlement data →Density & development tracking
Track which streets are converting from houses to apartments. Understand how density is changing the suburb's character and property values over time.
See density trends →Unlock the full Lake Cathie analysis
123 streets and 9 buildings to explore
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Lake Cathie at a Glance
Lake Cathie, NSW
Map data © OpenStreetMap contributors
Local Amenities
Living in Lake Cathie, NSW
Lake Cathie offers a relaxed coastal lifestyle that appeals to a wide range of residents. With the stunning Lake Cathie itself as a central feature, residents enjoy easy access to water activities, walking trails, and picnic spots. The suburb has a friendly, community-oriented atmosphere, making it a popular choice for families and retirees alike.
Families are drawn to Lake Cathie for its excellent schools, including Lake Cathie Public School. For shopping and amenities, residents can easily access local shops and services within the suburb. The suburb also provides convenient access to larger shopping centres in nearby Port Macquarie. The overall vibe of Lake Cathie is peaceful and laid-back, making it an attractive place to call home.
Who Buys in Lake Cathie?
Lake Cathie attracts a diverse range of buyers, reflecting its varied housing options and lifestyle appeal. The suburb's median property price of $860,000, coupled with a house median of $895,000 and an apartment median of $650,000, suggests a market accessible to both families and downsizers. The strata percentage of 7.6% indicates a relatively lower proportion of apartments, appealing more to those seeking traditional housing. The historical CAGR figures may also attract investors looking for long-term growth opportunities. Lake Cathie caters to those seeking a coastal lifestyle without the high prices of larger metropolitan areas.
Market Analysis
The Lake Cathie property market, as of early 2026, is currently identified as above its long-term trend, indicating overvalued territory. This means that current property prices in Lake Cathie are elevated compared to the suburb's historical average. It's important to note that market conditions can change, and this analysis reflects a snapshot in time based on historical sales data.
This cycle position suggests that property prices in Lake Cathie may be more sensitive to market fluctuations. While historical performance is a factor, it's not a predictor of future outcomes. AusPropertyInsights.app provides in-depth analysis and historical data to help users understand the nuances of the Lake Cathie market.
Is Lake Cathie a Good Investment?
Lake Cathie's property market has demonstrated consistent growth over the long term, making it an area of interest for those analysing property trends. The suburb's historical growth rates, including a 10-year CAGR of 8.0% and a full-period CAGR of 5.8%, reflect its long-term potential. The current market cycle position, above its long-term trend, indicates that property values are currently elevated compared to historical averages.
Factors driving property values in Lake Cathie include its coastal location, relaxed lifestyle, and proximity to essential amenities. The suburb's desirability as a place to live contributes to sustained demand, supporting property prices. While the market is currently above its long-term trend, historical performance suggests a resilient market capable of delivering long-term growth. AusPropertyInsights.app provides data and analysis to assist in understanding the factors influencing Lake Cathie's property market.
Lake Cathie Market Outlook
As of early 2026, the Lake Cathie property market is currently positioned above its long-term trend. Recent price trends have reflected this elevated position, indicating a strong seller's market. While the historical growth rates remain positive, the current market cycle position suggests that prices may be more susceptible to market corrections. AusPropertyInsights.app continues to monitor the Lake Cathie market closely, providing updated data and analysis to help users stay informed.
Streets & Location in Lake Cathie, NSW
Lake Cathie, NSW, postcode 2445, boasts a variety of attractive streets and locations. Among the top streets by median price are EXPLORERS WAY, OCEAN DR, and DOMINICA ST. These locations often offer desirable features such as proximity to the coast or elevated views. With a total of 123 streets, Lake Cathie offers a diverse range of residential settings, each contributing to the suburb's overall appeal.
Market Dynamics
The transaction patterns in Lake Cathie reflect a stable and active market. The average settlement timeframe for properties in Lake Cathie is 59 days, indicating a relatively efficient sales process. AusPropertyInsights.app tracks these timelines to provide users with insights into market liquidity and the speed of property transactions in Lake Cathie. The quick-flip percentage is currently N/A, suggesting that speculative buying and selling is not a prominent feature of the local market.
Development & Density
Lake Cathie features a mix of housing types, contributing to its varied appeal. The suburb has 9 apartment buildings, reflecting a moderate level of apartment development alongside traditional houses. This balance provides diverse housing options for residents. While the majority of properties in Lake Cathie are houses, the presence of apartments caters to different lifestyle preferences and budgets. This mix contributes to the overall character and affordability of the area.
Growth & Property Mix
Lake Cathie's property market has shown consistent growth over the long term. The suburb has achieved a 10-year Compound Annual Growth Rate (CAGR) of 8.0%, demonstrating solid recent performance. Over a 20-year period, the CAGR stands at 4.5%, while the full-period CAGR, encompassing 36 years of data, is 5.8%. The property mix in Lake Cathie includes both houses and apartments, with approximately 7.6% of properties being strata (apartment) titles.
All data on this page is sourced from NSW government property sale records. Market analysis, cycle positions, growth rates, and all other metrics are provided for informational purposes only and do not constitute financial, investment, legal, or property advice. Always seek independent professional advice before making any property or financial decisions.
This information is based on historical sales data and does not constitute financial, investment, or property advice. Past performance is not indicative of future results. Always consult a qualified professional before making property decisions.