Speers Point, NSW

FAIR VALUE

2,980 sales · 36 years of data · NSW, Australia

$1,060,000
Median (All)
$1,175,000
Median (Houses)
$762,500
Median (Apartments)
7.8%
10yr CAGR
6.4%
36yr CAGR
10.5%
Strata %
36 years of data · 2,980 sales analysed · 2,500+ suburbs · Updated weekly

Speers Point, NSW Property Market Overview

Speers Point, NSW 2284, is a lakeside suburb located in the Lake Macquarie region, offering a blend of residential living and recreational opportunities. With 36 years of property data, our analysis covers 2,980 recorded sales, providing a comprehensive view of the suburb's market dynamics.

Currently, the median property price in Speers Point (all property types) sits at $1,060,000. Houses command a higher median of $1,175,000, while apartments are more accessible at $762,500. Speers Point's lakeside location and family-friendly atmosphere contribute to its appeal in the broader Newcastle property market.

Currently fair value
Relative to the long-term price trend line
$500K invested 10yr ago → $1,059,638
Based on the 10-year compound annual growth rate of 7.8%
Predominantly houses11% apartments
90% of sales are houses and other non-strata properties
Loading chart...

Property Mix

90%
Houses 90%$1,175,000Apartments 11%$762,500

Data You Can Trust

Every figure backed by NSW government sale records

7 million+
verified sale records
2,500+
NSW suburbs covered
36 years
of market history
Weekly
NSW Gov. data updates

What Subscribers See

A preview of the full analysis available for Speers Point

Street Rankings

Top streets in Speers Point, NSW by median sale price

See which streets command the highest prices and how many sales back each ranking.

#StreetTypeSalesMedian Price
1Barford StHouse8$1,155,000
2Speers StHouse8$1,199,500
3The EsplanadeApartment8$1,007,500
4The EsplanadeHouse9$1,500,000

... and 50 more streets available

Subscribers also see:

  • Street price per m² analysis
  • Street annual growth rates (CAGR)
  • Premium vs discount % comparison
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Price per m²

Streets by price per square metre

Compare land and building value across streets — essential for finding underpriced pockets.

#StreetTypeSalesMedian $/m²
1Berkeley StHouse9$2,074/m²
2Braye StHouse3$1,782/m²
3The EsplanadeApartment5$5,895/m²
4The EsplanadeHouse9$1,953/m²

... and more $/m² rankings

View full $/m² data
Growth Rates

Fastest growing streets by median price

10-year compound annual growth rate (CAGR) by street — see which streets are outperforming the suburb.

#StreetType10yr CAGR
1Nord StHouse+9.5%
2Bell StHouse+9.0%
3Main RdHouse+12.0%
4Berkeley StApartment+9.5%

... and more street growth rates

See all growth rates

Past growth rates are not indicative of future performance. This data is for informational purposes only.

Building Analytics

Building-by-building comparison

19
apartment buildings analysed
#AddressSalesMedian$/m²
1208 The Esplanade3$955,000$5,895/m²
2194 The Esplanade3$915,000$5,351/m²

... and 15 more buildings

Compare individual buildings by price per sqm, median unit price, and sales volume. Identify which buildings are gaining or losing value relative to the suburb average.

View full building data
Risk Indicator

Flipper risk & hold period analysis

Available with full access
 

Properties resold within 2 years may signal problems — structural issues, noisy locations, or overpayment. See hold period distribution and flagged streets.

See flipper risk data
Risk Indicator

Settlement times & problem streets

49
average days to settlement

Extended settlement times can indicate building defects, financing difficulties, or legal issues. See which streets have the longest settlement periods.

See settlement data
Suburb Change

Density & development tracking

11%
apartments across 19 buildings

Track which streets are converting from houses to apartments. Understand how density is changing the suburb's character and property values over time.

See density trends

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54 streets and 19 buildings to explore

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3 street rankings
All 54 streets ranked
Cycle chart preview
Full chart — all years
Basic median prices
Price per m² by street
Suburb-level growth only
10-year CAGR by street
Building count only
19 buildings compared
Summary stats only
Flipper risk + settlement data

Based on 2,980 verified property sales across 36 years · Last updated: February 2026

Trusted by 100+ property investors across NSW

Speers Point at a Glance

Region
Lake Macquarie
CBD Distance
Approximately 140km north of Sydney CBD
Train Station
Cardiff Station (T1 Newcastle & Central Coast Line)
Council
Lake Macquarie City Council
Property Character
Established residential with lakeside lifestyle
Community
Families and retirees seeking a relaxed lifestyle

Speers Point, NSW

Map data © OpenStreetMap contributors

Local Amenities


Living in Speers Point, NSW

Living in Speers Point offers a relaxed lakeside lifestyle with plenty of outdoor activities. The suburb is known for its beautiful parks and reserves, including Speers Point Park, which features a playground, walking paths, and stunning views of Lake Macquarie. Families are drawn to the area for its excellent schools, such as Speers Point Public School and nearby Lake Macquarie High School.

Shopping and dining options are readily available, with a variety of local shops and cafes along Main Road and in nearby shopping centres like Stockland Glendale. Speers Point fosters a strong sense of community, with regular events and activities held at the local park and community centre. The suburb offers easy access to public transport, with bus routes connecting Speers Point to surrounding areas. The vibe is generally relaxed and family-oriented, making Speers Point a desirable place to live.


Who Buys in Speers Point?

Speers Point attracts a diverse range of buyers, including families, first home buyers, and downsizers. The suburb's family-friendly atmosphere, good schools, and abundance of parks make it particularly appealing to families. First home buyers may find apartments, with a median price of $762,500, a more accessible entry point into the market. The 10-year CAGR of 7.8% has also attracted investors seeking long-term growth. The 10.5% strata percentage indicates a good mix of apartments and houses, catering to different buyer preferences.

Market Analysis

Speers Point's property market, according to our analysis, is currently near its long-term trend, indicating fair value. This assessment considers historical price movements, sales volumes, and other key economic indicators. While the market experiences fluctuations, Speers Point appears to be aligned with its expected growth trajectory.

Being near its long-term trend suggests that Speers Point's property values are neither significantly overvalued nor undervalued compared to its historical performance. This can provide a degree of stability for both buyers and sellers, reflecting a balanced market environment in Speers Point.


Is Speers Point a Good Investment?

Speers Point's historical growth patterns suggest a stable and appreciating property market. The suburb's full-period CAGR of 6.4% reflects consistent growth over the long term. The 10-year CAGR of 7.8% indicates strong recent performance. These growth rates, combined with Speers Point's lakeside location and lifestyle amenities, contribute to its property values.

Currently, Speers Point is near its long-term trend, indicating fair value. This suggests that the market is not experiencing excessive price volatility. The suburb's desirable location, coupled with its historical growth trends, makes it an area of interest for those seeking a balanced property market.


Speers Point Market Outlook

As of early 2026, Speers Point's property market is near its long-term trend, indicating fair value. While specific recent price trends require closer monitoring, the suburb's overall market conditions appear stable. Factors such as interest rates, economic growth, and local development projects will continue to influence Speers Point's property market in the coming months. Keeping abreast of these dynamics is essential for making informed decisions.

Streets & Location in Speers Point, NSW

Speers Point, postcode 2284, benefits from its prime lakeside location and proximity to key amenities. Council Street, The Esplanade, and Barford Street are among the streets with higher median property prices in the suburb, reflecting their desirability and location advantages. With a total of 54 streets, Speers Point offers a diverse range of residential options.

Market Dynamics

The average settlement timeframe for properties in Speers Point is approximately 49 days, indicating a relatively efficient transaction process. While quick-flip data is not available, the typical settlement period provides insights into the pace of the local market. Understanding these transaction patterns can be valuable for both buyers and sellers operating in Speers Point.

Development & Density

Speers Point features a mix of housing types, with a moderate level of development density. There are 19 apartment buildings within the suburb, contributing to the overall housing stock. The strata title percentage of 10.5% indicates the proportion of apartments in Speers Point compared to detached houses. This mix of housing caters to a variety of lifestyles and preferences.

Growth & Property Mix

Historically, Speers Point has demonstrated steady property growth. Over the past 10 years, the suburb has experienced a Compound Annual Growth Rate (CAGR) of 7.8%. Looking further back, the 20-year CAGR stands at 5.0%, while the full-period CAGR (36 years) is 6.4%. The property mix in Speers Point includes both houses and apartments, with apartments accounting for 10.5% of the market (strata title).

All data on this page is sourced from NSW government property sale records. Market analysis, cycle positions, growth rates, and all other metrics are provided for informational purposes only and do not constitute financial, investment, legal, or property advice. Always seek independent professional advice before making any property or financial decisions.

This information is based on historical sales data and does not constitute financial, investment, or property advice. Past performance is not indicative of future results. Always consult a qualified professional before making property decisions.

Frequently Asked Questions about Speers Point, NSW

What is the median property price in Speers Point?
The current median property price in Speers Point is $1,060,000 for all property types. Houses have a median price of $1,175,000, while apartments have a median price of $762,500.
Is Speers Point overvalued or undervalued?
According to our analysis, Speers Point is currently near its long-term trend, indicating fair value. This suggests that the market is neither significantly overvalued nor undervalued.
How has the Speers Point property market performed over 10 years?
The Speers Point property market has shown strong growth over the past 10 years, with a Compound Annual Growth Rate (CAGR) of 7.8%. This indicates a solid appreciation in property values during this period.
What percentage of Speers Point is apartments vs houses?
Apartments constitute 10.5% of the property market in Speers Point, as indicated by the strata title percentage. This means that the majority of properties in Speers Point are houses.
Where is Speers Point in the property cycle?
Our analysis indicates that Speers Point is currently near its long-term trend in the property cycle. This suggests that the suburb is at fair value.
What schools are near Speers Point?
Speers Point is conveniently located near several schools, including Speers Point Public School and Lake Macquarie High School in nearby Booragul. These schools provide education options for families living in the area.
What is Speers Point like to live in?
Speers Point offers a relaxed lakeside lifestyle with beautiful parks, a strong sense of community, and convenient access to amenities. It's known for its family-friendly atmosphere and outdoor recreational opportunities.
Is Speers Point good for families?
Yes, Speers Point is generally considered a good suburb for families. It boasts excellent schools, numerous parks and recreational areas, and a safe, community-oriented environment, making it attractive to families with children.
How far is Speers Point from Sydney CBD?
Speers Point is approximately 140 kilometres north of the Sydney CBD. Travel by car takes around 1.5 to 2 hours, while train services are available from nearby Cardiff Station.
What transport options are in Speers Point?
Speers Point is primarily serviced by bus routes connecting it to nearby suburbs and transport hubs. The closest train station is Cardiff Station, which is on the T1 Newcastle & Central Coast Line. Major roads like the Pacific Highway also provide access to the suburb.
How does Speers Point compare to nearby suburbs?
Compared to nearby suburbs like Warners Bay and Booragul, Speers Point offers a similar lakeside lifestyle but may have slightly different median property prices. Each suburb has its unique character and amenities, catering to various preferences.
Is Speers Point a good first home buyer suburb?
Speers Point could be considered by first home buyers, especially with apartments having a median price of $762,500. The suburb's location and lifestyle amenities may appeal to first-time buyers seeking value and community.
What are the best streets in Speers Point?
Council Street, The Esplanade, and Barford Street are among the streets with higher median property prices in Speers Point. These streets often benefit from desirable locations or property characteristics.
How many properties have been sold in Speers Point?
Over the past 36 years, there have been 2,980 recorded property sales in Speers Point. This provides a substantial dataset for analysing the suburb's market trends.
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