Cardiff South, NSW
FAIR VALUE2,047 sales · 36 years of data · NSW, Australia
Cardiff South, NSW Property Market Overview
Cardiff South, NSW, 2285, is a residential suburb located in the Lake Macquarie region of New South Wales, not Sydney. Our analysis spans 36 years of property market data, encompassing a total of 2,047 recorded sales. The current median property price in Cardiff South across all property types is $885,000.
Cardiff South presents a mix of housing options, with houses currently holding a median price of $925,000 and apartments at $690,000. The suburb's property market history reveals steady growth, making it a subject of interest for those tracking long-term trends in the region. With 67 streets, Cardiff South offers a variety of residential settings, from established homes to more recent developments.
Property Mix
Data You Can Trust
Every figure backed by NSW government sale records
What Subscribers See
A preview of the full analysis available for Cardiff South
Top streets in Cardiff South, NSW by median sale price
See which streets command the highest prices and how many sales back each ranking.
| # | Street | Median Price |
|---|---|---|
| 1 | Maud St | $652,500 |
| 2 | Haddington Dr | $850,500 |
| 3 | Second St | $845,000 |
| 4 | Orchard St | $1,080,000 |
... and 63 more streets available
Subscribers also see:
- Street price per m² analysis
- Street annual growth rates (CAGR)
- Premium vs discount % comparison
Streets by price per square metre
Compare land and building value across streets — essential for finding underpriced pockets.
| # | Street | Median $/m² |
|---|---|---|
| 1 | Crockett St | $2,573/m² |
| 2 | Saffron Ave | $1,458/m² |
| 3 | Elizabeth St | $1,600/m² |
| 4 | Arthur St | $1,848/m² |
... and more $/m² rankings
View full $/m² data →Fastest growing streets by median price
10-year compound annual growth rate (CAGR) by street — see which streets are outperforming the suburb.
| # | Street | 10yr CAGR |
|---|---|---|
| 1 | Second St | +8.7% |
| 2 | Haddington Dr | +6.8% |
| 3 | Elizabeth St | +7.7% |
| 4 | Crockett St | +9.5% |
... and more street growth rates
See all growth rates →Past growth rates are not indicative of future performance. This data is for informational purposes only.
Building-by-building comparison
Compare individual buildings by price per sqm, median unit price, and sales volume. Identify which buildings are gaining or losing value relative to the suburb average.
View full building data →Flipper risk & hold period analysis
Properties resold within 2 years may signal problems — structural issues, noisy locations, or overpayment. See hold period distribution and flagged streets.
See flipper risk data →Settlement times & problem streets
Extended settlement times can indicate building defects, financing difficulties, or legal issues. See which streets have the longest settlement periods.
See settlement data →Density & development tracking
Track which streets are converting from houses to apartments. Understand how density is changing the suburb's character and property values over time.
See density trends →Unlock the full Cardiff South analysis
67 streets and 20 buildings to explore
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Cardiff South at a Glance
Cardiff South, NSW
Map data © OpenStreetMap contributors
Local Amenities
Living in Cardiff South, NSW
Living in Cardiff South offers a blend of suburban convenience and community atmosphere. Families are drawn to the area for its schools, including Cardiff South Public School and nearby Cardiff High School. For daily needs, residents can access shopping centres in nearby Cardiff, which features a variety of shops and services.
Cardiff South offers several parks and recreational areas, including the local sports fields and reserves, providing opportunities for outdoor activities. The suburb offers a quieter residential environment while still being close to larger commercial centres and amenities. Cardiff train station, located nearby, provides convenient access to Newcastle and other parts of the region.
Who Buys in Cardiff South?
Cardiff South attracts a diverse range of buyers, influenced by its property mix and historical growth. The 8.0% strata percentage suggests a segment of apartment buyers, potentially including first home buyers or downsizers seeking more manageable properties. The median house price of $925,000 indicates the presence of families looking for larger homes. The 10-year CAGR of 8.8% may also attract investors interested in the suburb's growth potential. Ultimately, Cardiff South appeals to a broad demographic seeking a balance of affordability, lifestyle, and investment prospects.
Market Analysis
Currently, the Cardiff South property market is assessed to be near its long-term trend, indicating fair value. This suggests that property prices in Cardiff South are aligned with historical performance, reflecting a balanced market.
The cycle position in Cardiff South means that, as of early 2026, the market isn't experiencing significant deviations from its established growth pattern. This stability can be attributed to various factors, including local economic conditions and broader market sentiment, which influence property values and buyer behaviour in the Cardiff South region.
Is Cardiff South a Good Investment?
Cardiff South's property market demonstrates consistent growth, as reflected in its historical CAGR figures. The 10-year CAGR of 8.8% indicates strong recent performance, while the longer-term 20-year and full-period CAGRs of 5.7% and 6.5% respectively show sustained appreciation over time. These figures suggest a stable and growing property market in Cardiff South.
Currently, the Cardiff South property market is near its long-term trend, indicating fair value. This balanced position, combined with the suburb's historical growth rates, provides context for understanding the potential of Cardiff South's property market. The suburb's mix of housing types and residential amenities further contribute to its appeal.
Cardiff South Market Outlook
As of early 2026, the Cardiff South property market is considered to be near its long-term trend, indicating fair value. While specific price trends fluctuate, the overall market in Cardiff South is currently aligned with historical performance. This suggests a degree of stability in the area's property values. The long-term growth figures for Cardiff South remain a key indicator of its market potential.
Streets & Location in Cardiff South, NSW
Cardiff South, postcode 2285, features a variety of residential streets, each contributing to the suburb's overall character. Notable streets, based on median property prices, include MAUD ST, ORCHARD ST, and HADDINGTON DR. These streets often reflect the suburb's diverse housing stock and desirability within the local market. The suburb's location within the Lake Macquarie area contributes to its appeal, offering a blend of residential living and access to regional amenities.
Market Dynamics
The property market in Cardiff South demonstrates efficient transaction times, with an average settlement period of 43 days. This indicates a relatively streamlined process for property sales in the area. Data on quick-flips (properties resold within a short timeframe) is not currently available, but the settlement timeframe provides insight into the pace of transactions in Cardiff South. The robust sales history, with over 2,000 recorded sales, highlights consistent market activity in Cardiff South.
Development & Density
Cardiff South features a mix of housing types, with a notable presence of apartment buildings. The suburb contains 20 apartment buildings, contributing to a higher density in certain areas. While the majority of properties are houses, the presence of apartments provides housing diversity within Cardiff South. This balance between houses and apartments shapes the suburb's residential landscape and caters to varying lifestyle preferences.
Growth & Property Mix
Over the past decade, Cardiff South has experienced a Compound Annual Growth Rate (CAGR) of 8.8%, demonstrating strong recent growth. Looking further back, the 20-year CAGR stands at 5.7%, while the full-period CAGR (36 years) is 6.5%. This historical performance, combined with the suburb's property mix – approximately 8.0% strata title (apartments) – provides context for understanding long-term trends in Cardiff South's property market.
All data on this page is sourced from NSW government property sale records. Market analysis, cycle positions, growth rates, and all other metrics are provided for informational purposes only and do not constitute financial, investment, legal, or property advice. Always seek independent professional advice before making any property or financial decisions.
This information is based on historical sales data and does not constitute financial, investment, or property advice. Past performance is not indicative of future results. Always consult a qualified professional before making property decisions.