Kempsey, NSW
FAIR VALUE2,933 sales · 36 years of data · NSW, Australia
Kempsey, NSW Property Market Overview
Kempsey, NSW, is a regional town located on the Mid North Coast of New South Wales. Our analysis of the Kempsey property market covers 36 years of recorded sales data, encompassing a total of 2,933 transactions. As of early 2026, the current median property price for all dwelling types in Kempsey is $435,000.
Kempsey is notable for its relatively affordable housing compared to major metropolitan areas. The suburb's property market is primarily comprised of houses, with a smaller proportion of apartments. The current median house price is $438,500, while the median apartment price sits at $225,000. Kempsey provides a unique perspective on regional property dynamics within NSW, offering a blend of affordability and lifestyle factors.
Property Mix
Data You Can Trust
Every figure backed by NSW government sale records
What Subscribers See
A preview of the full analysis available for Kempsey
Top streets in Kempsey, NSW by median sale price
See which streets command the highest prices and how many sales back each ranking.
| # | Street | Median Price |
|---|---|---|
| 1 | Gladstone St | $419,000 |
| 2 | Eden St | $442,000 |
| 3 | Smith St | $547,500 |
... and 293 more streets available
Subscribers also see:
- Street price per m² analysis
- Street annual growth rates (CAGR)
- Premium vs discount % comparison
Streets by price per square metre
Compare land and building value across streets — essential for finding underpriced pockets.
| # | Street | Median $/m² |
|---|---|---|
| 1 | Eden St | $257/m² |
| 2 | Gladstone St | $816/m² |
| 3 | Smith St | $509/m² |
... and more $/m² rankings
View full $/m² data →Fastest growing streets by median price
10-year compound annual growth rate (CAGR) by street — see which streets are outperforming the suburb.
| # | Street | 10yr CAGR |
|---|---|---|
| 1 | Gladstone St | +8.8% |
| 2 | Smith St | +2.5% |
... and more street growth rates
See all growth rates →Past growth rates are not indicative of future performance. This data is for informational purposes only.
Building-by-building comparison
Compare individual buildings by price per sqm, median unit price, and sales volume. Identify which buildings are gaining or losing value relative to the suburb average.
View full building data →Flipper risk & hold period analysis
Properties resold within 2 years may signal problems — structural issues, noisy locations, or overpayment. See hold period distribution and flagged streets.
See flipper risk data →Settlement times & problem streets
Extended settlement times can indicate building defects, financing difficulties, or legal issues. See which streets have the longest settlement periods.
See settlement data →Density & development tracking
Track which streets are converting from houses to apartments. Understand how density is changing the suburb's character and property values over time.
See density trends →Unlock the full Kempsey analysis
297 streets and 12 buildings to explore
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Kempsey at a Glance
Kempsey, NSW
Map data © OpenStreetMap contributors
Local Amenities
Living in Kempsey, NSW
Living in Kempsey offers a relaxed, regional lifestyle with access to essential amenities and natural beauty. The town boasts several schools, including Kempsey High School and Kempsey East Public School, catering to local families. Kempsey also features a TAFE NSW campus.
For shopping, residents often visit Kempsey Central or the various shops along Smith Street. Riverside Park provides a green space for recreation and community events. The Kempsey train station connects the town to the broader NSW rail network.
The community in Kempsey is known for its friendly and welcoming atmosphere. The town hosts various local events and festivals throughout the year, fostering a strong sense of community spirit.
Who Buys in Kempsey?
Kempsey typically attracts a mix of buyers, including families, first home buyers, and retirees. The relatively affordable median property prices, particularly for houses, make Kempsey an attractive option for those seeking value for money.
The low strata percentage (2.5%) suggests that the majority of buyers are interested in houses rather than apartments. The historical CAGR figures may appeal to those seeking long-term capital growth. Kempsey's lifestyle and regional setting also contribute to its appeal among different buyer segments.
Market Analysis
As of early 2026, our analysis indicates that the Kempsey property market is near its long-term trend, suggesting it's at fair value. This assessment is based on a combination of historical price movements, sales volumes, and broader economic indicators.
Being at fair value implies that Kempsey's current property prices are aligned with their expected trajectory based on past performance. This doesn't necessarily preclude future growth or decline, but rather suggests that the market is not currently experiencing significant overvaluation or undervaluation. Kempsey's market dynamics should be viewed in the context of broader regional economic trends and local supply-demand factors.
Is Kempsey a Good Investment?
Kempsey's property market presents a unique case study in regional NSW. The historical growth rates, as indicated by the 10-year CAGR of 4.2% and the full-period CAGR of 4.8%, suggest a steady but not explosive appreciation in property values.
The fact that Kempsey is near its long-term trend, as of early 2026, indicates that the market is currently at fair value. This suggests that prices are aligned with historical performance, and any future growth would likely be driven by underlying economic factors, such as population growth, infrastructure development, and employment opportunities. The predominantly house-based property mix also shapes the market dynamics in Kempsey.
Kempsey's appeal lies in its affordability and regional lifestyle, which may continue to attract buyers seeking value outside of major metropolitan areas.
Kempsey Market Outlook
As of early 2026, the Kempsey property market is near its long-term trend. This assessment reflects a balance between supply and demand, with prices currently aligned with historical performance.
Recent price trends in Kempsey have been relatively stable, consistent with the broader market conditions. The combination of affordability and regional lifestyle is expected to continue to support demand in Kempsey. Future market performance will likely depend on broader economic conditions and local factors influencing supply and demand.
Streets & Location in Kempsey, NSW
Kempsey, postcode 2440, features a range of residential streets, with a total of 297 streets recorded in our database. Among the streets with notable median prices are EDEN ST, GLADSTONE ST, and SMITH ST. More detailed street-level data is available to premium subscribers.
Located on the Mid North Coast of NSW, Kempsey benefits from a regional setting with access to local amenities and natural attractions. The town serves as a hub for surrounding areas and offers a lifestyle distinct from major metropolitan centres.
Market Dynamics
The average settlement time for properties in Kempsey is currently around 47 days. This timeframe reflects the typical transaction process in the local market, encompassing contract negotiations, due diligence, and financing arrangements.
Due to limited data, the quick-flip percentage is not available for Kempsey. Further analysis is required to determine the extent of investor activity focused on rapid property turnover in Kempsey.
Development & Density
Kempsey exhibits a relatively low development density, characterised by a predominance of detached houses. There are approximately 12 apartment buildings in Kempsey, representing a small proportion of the overall housing stock.
The limited number of apartment buildings indicates a preference for traditional housing styles in Kempsey. This housing composition influences the overall character of the suburb and its appeal to different segments of the property market.
Growth & Property Mix
Kempsey's property market has demonstrated steady, albeit moderate, growth over the long term. The 10-year Compound Annual Growth Rate (CAGR) stands at 4.2%, while the 20-year CAGR is 1.9%. Over the full 36-year period of available data, the CAGR is 4.8%.
The property mix in Kempsey is predominantly houses, with apartments representing a smaller segment of the market. This composition influences overall median price calculations and market dynamics within Kempsey.
All data on this page is sourced from NSW government property sale records. Market analysis, cycle positions, growth rates, and all other metrics are provided for informational purposes only and do not constitute financial, investment, legal, or property advice. Always seek independent professional advice before making any property or financial decisions.
This information is based on historical sales data and does not constitute financial, investment, or property advice. Past performance is not indicative of future results. Always consult a qualified professional before making property decisions.