Raymond Terrace, NSW

OVERVALUED

11,563 sales · 36 years of data · NSW, Australia

$680,000
Median (All)
$697,500
Median (Houses)
$510,000
Median (Apartments)
8.9%
10yr CAGR
5.8%
36yr CAGR
10.5%
Strata %
36 years of data · 11,563 sales analysed · 2,500+ suburbs · Updated weekly

Raymond Terrace, NSW Property Market Overview

Raymond Terrace, located in the Hunter Region of New South Wales, presents a property market with a substantial history. With 36 years of recorded data and a total of 11,563 sales, AusPropertyInsights.app offers a detailed analysis of this suburb. The current median property price (all types) sits at $680,000, while houses command a median of $697,500 and apartments $510,000. Raymond Terrace offers a blend of established residential areas and increasing development.

Raymond Terrace is notable for its accessible price point compared to Sydney's metropolitan areas and its strong historical growth. The suburb's 10-year Compound Annual Growth Rate (CAGR) stands at 8.9%, demonstrating robust performance over the past decade. This, coupled with its location in the rapidly growing Hunter Region, makes Raymond Terrace a suburb of significant interest for property market observers. The suburb provides a mix of housing options, from traditional houses to modern apartment living.

Currently overvalued
Relative to the long-term price trend line
$500K invested 10yr ago → $1,172,867
Based on the 10-year compound annual growth rate of 8.9%
Predominantly houses11% apartments
90% of sales are houses and other non-strata properties
Loading chart...

Property Mix

90%
Houses 90%$697,500Apartments 11%$510,000

Data You Can Trust

Every figure backed by NSW government sale records

7 million+
verified sale records
2,500+
NSW suburbs covered
36 years
of market history
Weekly
NSW Gov. data updates

What Subscribers See

A preview of the full analysis available for Raymond Terrace

Street Rankings

Top streets in Raymond Terrace, NSW by median sale price

See which streets command the highest prices and how many sales back each ranking.

#StreetTypeSalesMedian Price
1Dalyell WayHouse7$810,000
2Alton RdHouse10$700,000
3Elwin RdHouse7$820,000
4Holwell CctHouse8$728,500

... and 366 more streets available

Subscribers also see:

  • Street price per m² analysis
  • Street annual growth rates (CAGR)
  • Premium vs discount % comparison
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Price per m²

Streets by price per square metre

Compare land and building value across streets — essential for finding underpriced pockets.

#StreetTypeSalesMedian $/m²
1Sturgeon St NApartment4$2,534/m²
2Correa CresHouse4$2,163/m²
3James Baldry StHouse6$2,193/m²
4Truscott StHouse4$1,368/m²

... and more $/m² rankings

View full $/m² data
Growth Rates

Fastest growing streets by median price

10-year compound annual growth rate (CAGR) by street — see which streets are outperforming the suburb.

#StreetType10yr CAGR
1Hillside ClHouse+8.7%
2Adelaide StHouse+8.6%
3Parkway AveHouse+11.3%
4Wahroonga StHouse+8.7%

... and more street growth rates

See all growth rates

Past growth rates are not indicative of future performance. This data is for informational purposes only.

Building Analytics

Building-by-building comparison

46
apartment buildings analysed
#AddressSalesMedian$/m²
116 Sturgeon St N4$520,000$2,534/m²
27 Earl Grey Cres3$580,000$2,575/m²
323 Irrawang St4$612,500$3,157/m²

... and 42 more buildings

Compare individual buildings by price per sqm, median unit price, and sales volume. Identify which buildings are gaining or losing value relative to the suburb average.

View full building data
Risk Indicator

Flipper risk & hold period analysis

Available with full access
 

Properties resold within 2 years may signal problems — structural issues, noisy locations, or overpayment. See hold period distribution and flagged streets.

See flipper risk data
Risk Indicator

Settlement times & problem streets

44
average days to settlement

Extended settlement times can indicate building defects, financing difficulties, or legal issues. See which streets have the longest settlement periods.

See settlement data
Suburb Change

Density & development tracking

11%
apartments across 46 buildings

Track which streets are converting from houses to apartments. Understand how density is changing the suburb's character and property values over time.

See density trends

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370 streets and 46 buildings to explore

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3 street rankings
All 370 streets ranked
Cycle chart preview
Full chart — all years
Basic median prices
Price per m² by street
Suburb-level growth only
10-year CAGR by street
Building count only
46 buildings compared
Summary stats only
Flipper risk + settlement data

Based on 11,563 verified property sales across 36 years · Last updated: February 2026

Trusted by 100+ property investors across NSW

Raymond Terrace at a Glance

Region
Hunter Region
CBD Distance
170km north of Sydney CBD
Train Station
Sandgate Station (Hunter Line)
Council
Port Stephens Council
Property Character
Established residential with ongoing development
Community
Families and first home buyers

Raymond Terrace, NSW

Map data © OpenStreetMap contributors

Local Amenities


Living in Raymond Terrace, NSW

Living in Raymond Terrace offers a blend of suburban charm and access to essential amenities. Families are drawn to the area due to the presence of schools like Raymond Terrace Public School and Irrawang High School. For shopping, residents can easily access Raymond Terrace Marketplace, which provides a variety of retail options. The suburb boasts several parks and recreational areas, including Lakeside Leisure Centre, offering spaces for outdoor activities.

The vibe of Raymond Terrace is generally considered relaxed and community-oriented. The suburb provides a more affordable alternative to larger metropolitan areas, attracting those seeking a quieter lifestyle without sacrificing convenience. Regular community events and local sporting clubs contribute to the strong sense of belonging felt by many residents in Raymond Terrace. The Hunter River also plays a significant role in the suburb's character, offering scenic views and recreational opportunities.


Who Buys in Raymond Terrace?

The buyer profile in Raymond Terrace is diverse, attracting a mix of families, first home buyers, and investors. The median house price of $697,500 makes it relatively accessible compared to Sydney's property prices, appealing to families seeking larger homes. The 10.5% strata percentage and $510,000 apartment median also attract first home buyers and downsizers looking for more manageable properties. The strong 10-year CAGR of 8.9% has also captured the attention of investors seeking long-term growth opportunities in the Hunter Region.

Market Analysis

Analysing Raymond Terrace's property market reveals its position within the current property cycle. Currently, Raymond Terrace is assessed to be above its long-term trend. This means that property values in Raymond Terrace are currently sitting in overvalued territory, based on historical data and sales trends.

This cycle position suggests that property prices in Raymond Terrace have experienced significant growth and are currently trading at levels higher than their historical average. Potential buyers and sellers should analyse this data and consider the long-term trends when making property decisions in Raymond Terrace. AusPropertyInsights.app provides in-depth data to assist in understanding these market dynamics.


Is Raymond Terrace a Good Investment?

Raymond Terrace's property market presents a compelling case for those seeking long-term growth. The suburb's historical performance, as evidenced by its 10-year CAGR of 8.9% and full-period CAGR of 5.8%, demonstrates its potential for capital appreciation. While the suburb is currently above its long-term trend, this position should be assessed within the context of the broader Hunter Region's growth and development.

The suburb's affordability relative to Sydney, coupled with its access to amenities and transport links, contributes to its appeal. The mix of housing options, from houses to apartments, caters to a wide range of buyers and renters. The ongoing development and infrastructure projects in the area further enhance Raymond Terrace's long-term prospects.


Raymond Terrace Market Outlook

As of early 2026, the Raymond Terrace property market is assessed to be above its long-term trend. Recent price trends indicate continued growth, but buyers and sellers should be aware of the current cycle position. The market remains active, with a steady flow of transactions and ongoing interest from both owner-occupiers and investors. AusPropertyInsights.app provides up-to-date data and analysis to help navigate the evolving market conditions in Raymond Terrace.

Streets & Location in Raymond Terrace, NSW

Raymond Terrace, postcode 2324, encompasses 370 streets, each contributing to the suburb's unique character. Data indicates that Holwell CCT, Dawson Rd, and Alton Rd are among the streets with higher median property prices. Raymond Terrace is positioned to offer residents a balance between urban convenience and a more relaxed lifestyle, owing to its location in the Hunter Region. The suburb benefits from its proximity to key regional centres and transport links.

Market Dynamics

Transaction patterns in Raymond Terrace reflect a generally efficient market, with an average settlement timeframe of 44 days. These settlement times indicate a reasonably liquid market where property sales progress smoothly. The data available on AusPropertyInsights.app provides a comprehensive overview of the market's transaction activity. While specific data on quick-flips is not available, the overall transaction data helps to paint a picture of the market dynamics within Raymond Terrace.

Development & Density

Raymond Terrace exhibits a mix of housing types, with 46 apartment buildings contributing to the suburb's density. The 10.5% strata (apartment) percentage indicates a predominantly house-oriented market. The suburb is seeing continued development, with new housing estates and infrastructure projects shaping the local landscape. This gradual increase in development density caters to a growing population and changing lifestyle preferences in Raymond Terrace.

Growth & Property Mix

Raymond Terrace’s property market has demonstrated consistent growth over the long term. The 10-year CAGR of 8.9% is complemented by a 20-year CAGR of 5.4% and a full-period (36 years) CAGR of 5.8%. This historical data provides context for understanding the suburb's long-term performance. The property mix in Raymond Terrace includes both houses and apartments, with apartments representing approximately 10.5% of the market (strata title).

All data on this page is sourced from NSW government property sale records. Market analysis, cycle positions, growth rates, and all other metrics are provided for informational purposes only and do not constitute financial, investment, legal, or property advice. Always seek independent professional advice before making any property or financial decisions.

This information is based on historical sales data and does not constitute financial, investment, or property advice. Past performance is not indicative of future results. Always consult a qualified professional before making property decisions.

Frequently Asked Questions about Raymond Terrace, NSW

What is the median property price in Raymond Terrace?
The current median property price (all types) in Raymond Terrace is $680,000. Houses have a median of $697,500, while apartments have a median of $510,000.
Is Raymond Terrace overvalued or undervalued?
Based on our analysis, Raymond Terrace is currently above its long-term trend, indicating that it is in overvalued territory. This means that property prices are currently higher than their historical average.
How has the Raymond Terrace property market performed over 10 years?
The Raymond Terrace property market has shown strong growth over the past 10 years, with a Compound Annual Growth Rate (CAGR) of 8.9%. This indicates a solid performance and significant capital appreciation during that period.
What percentage of Raymond Terrace is apartments vs houses?
Apartments (strata title) comprise approximately 10.5% of the property market in Raymond Terrace. This indicates that the suburb is predominantly a house-oriented market.
Where is Raymond Terrace in the property cycle?
Currently, Raymond Terrace is assessed to be above its long-term trend, meaning it is considered to be in overvalued territory. This assessment is based on historical data and sales trends within the suburb.
What schools are near Raymond Terrace?
Raymond Terrace is served by a number of schools, including Raymond Terrace Public School and Irrawang High School. These schools provide educational opportunities for families living in the area.
What is Raymond Terrace like to live in?
Raymond Terrace offers a relaxed and community-oriented lifestyle. It provides a more affordable alternative to larger metropolitan areas, while still offering access to essential amenities and services.
Is Raymond Terrace good for families?
Raymond Terrace is often considered a good option for families due to its affordable housing, access to schools, and numerous parks and recreational areas. The suburb offers a safe and welcoming environment for raising children.
How far is Raymond Terrace from Sydney CBD?
Raymond Terrace is approximately 170km north of the Sydney CBD. While a car is often needed, train services run from nearby Sandgate Station, connecting to the wider Hunter region and eventually Sydney.
What transport options are in Raymond Terrace?
Raymond Terrace is serviced by bus routes connecting to surrounding areas. The nearest train station is Sandgate Station, which is on the Hunter Line. The Pacific Highway also provides road access to other parts of NSW.
How does Raymond Terrace compare to nearby suburbs?
Compared to some nearby suburbs in the Hunter Region, Raymond Terrace generally offers more affordable property prices. While growth rates may vary, Raymond Terrace has demonstrated consistent growth over the long term.
Is Raymond Terrace a good first home buyer suburb?
With a median house price of $697,500 and a median apartment price of $510,000, Raymond Terrace can be an attractive option for first home buyers looking for affordability. The mix of housing types and potential for long-term growth also makes it worth considering.
What are the best streets in Raymond Terrace?
Based on median property prices, Holwell CCT, Dawson Rd, and Alton Rd are among the streets with higher property values in Raymond Terrace. These streets may offer desirable locations or property characteristics within the suburb.
How many properties have been sold in Raymond Terrace?
Over the past 36 years, a total of 11,563 properties have been sold in Raymond Terrace. This represents a significant volume of transactions and a well-established property market.
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