Coal Point, NSW

UNDERVALUED

1,569 sales · 36 years of data · NSW, Australia

$1,140,000
Median (All)
$1,140,000
Median (Houses)
$1,165,000
Median (Apartments)
6.5%
10yr CAGR
5.5%
36yr CAGR
1.2%
Strata %
36 years of data · 1,569 sales analysed · 2,500+ suburbs · Updated weekly

Coal Point, NSW Property Market Overview

Coal Point, NSW, postcode 2283, is a picturesque suburb located in the Lake Macquarie region, offering a tranquil lifestyle close to the water. With 36 years of property data analysed, AusPropertyInsights.app has recorded 1,569 total sales in Coal Point, providing a comprehensive overview of the local market. The current median property price (all types) in Coal Point stands at $1,140,000, reflecting the suburb's desirability.

Coal Point is characterised by its predominantly residential nature, with a mix of houses and a small percentage of apartments. The suburb's appeal lies in its waterfront access and relaxed atmosphere, making it a sought-after location for those seeking a peaceful lifestyle within reach of larger urban centres. The median house price mirrors the overall median at $1,140,000, while apartments command a slightly higher median of $1,165,000.

Currently undervalued
Relative to the long-term price trend line
$500K invested 10yr ago → $938,569
Based on the 10-year compound annual growth rate of 6.5%
Predominantly houses1% apartments
99% of sales are houses and other non-strata properties
Loading chart...

Property Mix

99%
Houses 99%$1,140,000Apartments 1%$1,165,000

Data You Can Trust

Every figure backed by NSW government sale records

7 million+
verified sale records
2,500+
NSW suburbs covered
36 years
of market history
Weekly
NSW Gov. data updates

What Subscribers See

A preview of the full analysis available for Coal Point

Street Rankings

Top streets in Coal Point, NSW by median sale price

See which streets command the highest prices and how many sales back each ranking.

#StreetTypeSalesMedian Price
1Grant RdHouse7$2,925,000
2Skye Point RdHouse24$1,092,500
3Coal Point RdHouse24$1,365,000
4Rofe StHouse5$1,130,000

... and 14 more streets available

Subscribers also see:

  • Street price per m² analysis
  • Street annual growth rates (CAGR)
  • Premium vs discount % comparison
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Price per m²

Streets by price per square metre

Compare land and building value across streets — essential for finding underpriced pockets.

#StreetTypeSalesMedian $/m²
1Rofe StHouse5$1,425/m²
2Coal Point RdHouse24$1,239/m²
3Skye Point RdHouse24$1,538/m²
4Grant RdHouse7$2,619/m²

... and more $/m² rankings

View full $/m² data
Growth Rates

Fastest growing streets by median price

10-year compound annual growth rate (CAGR) by street — see which streets are outperforming the suburb.

#StreetType10yr CAGR
1Skye Point RdHouse+5.4%
2Grant RdHouse+9.8%
3Coal Point RdHouse+7.6%

... and more street growth rates

See all growth rates

Past growth rates are not indicative of future performance. This data is for informational purposes only.

Building Analytics

Building-by-building comparison

3
apartment buildings analysed

Compare individual buildings by price per sqm, median unit price, and sales volume. Identify which buildings are gaining or losing value relative to the suburb average.

View full building data
Risk Indicator

Flipper risk & hold period analysis

Available with full access
 

Properties resold within 2 years may signal problems — structural issues, noisy locations, or overpayment. See hold period distribution and flagged streets.

See flipper risk data
Risk Indicator

Settlement times & problem streets

54
average days to settlement

Extended settlement times can indicate building defects, financing difficulties, or legal issues. See which streets have the longest settlement periods.

See settlement data
Suburb Change

Density & development tracking

1%
apartments across 3 buildings

Track which streets are converting from houses to apartments. Understand how density is changing the suburb's character and property values over time.

See density trends

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18 streets and 3 buildings to explore

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3 street rankings
All 18 streets ranked
Cycle chart preview
Full chart — all years
Basic median prices
Price per m² by street
Suburb-level growth only
10-year CAGR by street
Building count only
3 buildings compared
Summary stats only
Flipper risk + settlement data

Based on 1,569 verified property sales across 36 years · Last updated: February 2026

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Coal Point at a Glance

Region
Lake Macquarie
CBD Distance
120km north of Sydney CBD
Train Station
Booragul Station (Newcastle & Central Coast Line)
Council
Lake Macquarie City Council
Property Character
Established residential with low-density housing
Community
Families and retirees seeking a waterfront lifestyle

Coal Point, NSW

Map data © OpenStreetMap contributors

Local Amenities


Living in Coal Point, NSW

Living in Coal Point offers a relaxed and idyllic lifestyle centred around the shores of Lake Macquarie. The suburb is known for its quiet streets, friendly neighbours, and strong sense of community. Families are drawn to Coal Point for its access to quality schools such as Coal Point Public School and nearby Booragul Public School. While Coal Point itself is primarily residential, residents have easy access to shopping centres and amenities in nearby suburbs like Warners Bay and Toronto.

Recreational opportunities abound, with numerous parks, reserves, and waterfront areas perfect for picnics, walking, and water sports. The suburb provides a tranquil escape from the hustle and bustle of city life, while still being within reach of essential services and employment hubs. The absence of a train station directly in Coal Point necessitates reliance on private vehicles or bus services for commuting. The suburb's character is defined by its natural beauty and close-knit community.


Who Buys in Coal Point?

The buyer profile in Coal Point typically consists of families, retirees, and professionals seeking a relaxed waterfront lifestyle. The relatively high median property price of $1,140,000 suggests that Coal Point attracts buyers with established financial resources. The low percentage of strata title apartments (1.2%) indicates a preference for detached houses, making it particularly appealing to families seeking space and gardens. The historical CAGR of 6.5% over the past 10 years is likely to attract buyers looking for long-term capital growth. Downsizers seeking a peaceful environment are also drawn to Coal Point.

Market Analysis

Currently, the Coal Point property market is assessed to be below its long-term trend, indicating that it's in undervalued territory. This cycle position reflects a deviation from the suburb's historical performance, as calculated by AusPropertyInsights.app. While the specific percentage deviation is reserved for premium subscribers, the cycle position provides a valuable insight into the relative value of properties in Coal Point at this point in time.

Being in undervalued territory suggests that properties in Coal Point may be trading at prices lower than what historical trends would indicate. Potential buyers may see this as an opportunity, while existing homeowners might be closely monitoring market movements. It's important to note that market cycles are dynamic, and this position is based on data available as of early 2026.


Is Coal Point a Good Investment?

Coal Point's property market has demonstrated consistent growth over the long term, as evidenced by its full-period CAGR of 5.5% across 36 years of data. The 10-year CAGR of 6.5% further underscores its recent strong performance. The suburb's location on Lake Macquarie, combined with its low-density residential character, contributes to its desirability and property values.

Currently, as of early 2026, AusPropertyInsights.app analysis indicates that Coal Point is below its long-term trend. While the precise deviation percentage is proprietary information, this cycle position suggests potential for future growth as the market normalises. The limited supply of apartments in Coal Point reinforces the demand for houses, which are the dominant property type in the suburb. The suburb's appeal to families, retirees, and professionals contributes to its long-term stability.


Coal Point Market Outlook

As of early 2026, the Coal Point property market is currently below its long-term trend. This assessment is based on the AusPropertyInsights.app property cycle analysis. While the specific percentage deviation is premium subscriber data, the overall trend indicates that Coal Point is in an interesting position for potential buyers. Recent price trends in Coal Point reflect the broader market conditions, with fluctuations influenced by factors such as interest rates and economic sentiment. The suburb's desirability and limited housing supply continue to underpin its long-term prospects.

Streets & Location in Coal Point, NSW

Coal Point, identified by postcode 2283, boasts a selection of desirable streets, including SKYE POINT RD, COAL POINT RD, and GRANT RD, known for their premium properties and waterfront views. The suburb's location on the shores of Lake Macquarie provides residents with easy access to boating, fishing, and other water activities. With a total of 18 streets, Coal Point maintains a relatively small and tight-knit community feel. The suburb's landscape is characterised by leafy streets and established homes.

Market Dynamics

The property market in Coal Point demonstrates relatively efficient transaction times, with an average settlement period of 54 days. This indicates a streamlined process from offer acceptance to finalisation of the sale. AusPropertyInsights.app does not currently have sufficient data to reliably calculate a 'quick-flip' percentage for Coal Point, suggesting that speculative short-term trading is not a dominant feature of the market. The focus appears to be on longer-term ownership and residential occupancy in Coal Point.

Development & Density

Coal Point exhibits a low level of development density, preserving its residential character. The suburb features only 3 apartment buildings, representing a small fraction of the total housing stock. This limited apartment presence underscores the preference for detached houses and larger landholdings in Coal Point. The overall trend indicates a focus on maintaining the suburb's low-density, family-friendly environment. Future development in Coal Point is likely to remain sensitive to preserving this established character.

Growth & Property Mix

Over the past 10 years, Coal Point has demonstrated a Compound Annual Growth Rate (CAGR) of 6.5%, highlighting its consistent growth trajectory. Looking further back, the 20-year CAGR stands at 3.9%, while the full-period CAGR, spanning 36 years of data, is 5.5%. These figures provide a historical context for property value appreciation in Coal Point. Notably, only 1.2% of properties in Coal Point are strata title apartments, indicating a strong preference for detached housing.

All data on this page is sourced from NSW government property sale records. Market analysis, cycle positions, growth rates, and all other metrics are provided for informational purposes only and do not constitute financial, investment, legal, or property advice. Always seek independent professional advice before making any property or financial decisions.

This information is based on historical sales data and does not constitute financial, investment, or property advice. Past performance is not indicative of future results. Always consult a qualified professional before making property decisions.

Frequently Asked Questions about Coal Point, NSW

What is the median property price in Coal Point?
The current median property price in Coal Point is $1,140,000, encompassing both houses and apartments. For houses specifically, the median price is also $1,140,000, while apartments have a slightly higher median of $1,165,000.
Is Coal Point overvalued or undervalued?
According to AusPropertyInsights.app analysis, Coal Point is currently below its long-term trend. This indicates that the suburb is in undervalued territory as of early 2026, based on historical data and market analysis.
How has the Coal Point property market performed over 10 years?
The Coal Point property market has shown solid growth over the past 10 years, with a Compound Annual Growth Rate (CAGR) of 6.5%. This figure reflects the average annual growth in property values during that period.
What percentage of Coal Point is apartments vs houses?
Apartments comprise a very small portion of the property market in Coal Point, representing only 1.2% of the total housing stock. This highlights the dominance of houses in the suburb's residential landscape.
Where is Coal Point in the property cycle?
As of early 2026, Coal Point is currently in below its long-term trend, according to AusPropertyInsights.app property cycle analysis. This suggests that the market is currently in a phase of relative undervaluation.
What schools are near Coal Point?
Families in Coal Point have access to several reputable schools in the surrounding area. These include Coal Point Public School, located within the suburb, and Booragul Public School, situated in a neighbouring suburb.
What is Coal Point like to live in?
Coal Point offers a relaxed and peaceful lifestyle centred around the beautiful Lake Macquarie. Residents enjoy a strong sense of community, quiet streets, and easy access to waterfront activities.
Is Coal Point good for families?
Yes, Coal Point is generally considered a good suburb for families. It offers access to quality schools, numerous parks and reserves, and a safe and friendly environment. The prevalence of houses with gardens also makes it appealing to families seeking space.
How far is Coal Point from Sydney CBD?
Coal Point is located approximately 120 kilometres north of the Sydney CBD. While it's a considerable distance, the suburb offers a tranquil escape from the city while remaining accessible for occasional trips.
What transport options are in Coal Point?
While Coal Point itself doesn't have a train station, the nearest station is Booragul Station on the Newcastle & Central Coast Line. Bus services connect Coal Point to surrounding suburbs, and major roads provide access to the wider region.
How does Coal Point compare to nearby suburbs?
Compared to nearby suburbs like Warners Bay and Toronto, Coal Point typically commands a slightly higher median property price, reflecting its desirable waterfront location and low-density housing. Growth rates in Coal Point have generally been in line with or slightly above those of neighbouring areas.
Is Coal Point a good first home buyer suburb?
With a median property price of $1,140,000, Coal Point may present a challenge for some first home buyers. However, the availability of apartments and smaller houses might provide entry points for those looking to establish themselves in the area.
What are the best streets in Coal Point?
While subjective, some of the most sought-after streets in Coal Point include SKYE POINT RD, COAL POINT RD, and GRANT RD. These streets are known for their premium properties and desirable locations within the suburb.
How many properties have been sold in Coal Point?
Over the past 36 years, AusPropertyInsights.app has recorded a total of 1,569 property sales in Coal Point. This provides a substantial dataset for analysing market trends and property values in the suburb.
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