Toronto, NSW

FAIR VALUE

5,334 sales · 36 years of data · NSW, Australia

$785,000
Median (All)
$786,000
Median (Houses)
$743,000
Median (Apartments)
7.2%
10yr CAGR
6.0%
36yr CAGR
21.8%
Strata %
36 years of data · 5,334 sales analysed · 2,500+ suburbs · Updated weekly

Toronto, NSW Property Market Overview

Toronto, NSW, 2283, a lakeside suburb located in the Lake Macquarie region, presents a compelling property market profile. With a comprehensive dataset spanning 36 years and encompassing 5,334 recorded sales, AusPropertyInsights.app provides a thorough analysis of Toronto's real estate landscape. The current median property price (all types) in Toronto is $785,000, with houses sitting at $786,000 and apartments at $743,000.

Toronto's popularity stems from its relaxed lifestyle, proximity to the lake, and relatively affordable housing options compared to Sydney. The suburb offers a mix of residential dwellings, from established homes to modern apartments, catering to a diverse range of buyers. Toronto's property market is influenced by its location, local amenities, and accessibility to major employment hubs.

Currently fair value
Relative to the long-term price trend line
$500K invested 10yr ago → $1,002,116
Based on the 10-year compound annual growth rate of 7.2%
Predominantly houses22% apartments
78% of sales are houses and other non-strata properties
Loading chart...

Property Mix

78%
22%
Houses 78%$786,000Apartments 22%$743,000

Data You Can Trust

Every figure backed by NSW government sale records

7 million+
verified sale records
2,500+
NSW suburbs covered
36 years
of market history
Weekly
NSW Gov. data updates

What Subscribers See

A preview of the full analysis available for Toronto

Street Rankings

Top streets in Toronto, NSW by median sale price

See which streets command the highest prices and how many sales back each ranking.

#StreetTypeSalesMedian Price
1Peppertree CctHouse11$790,000
2Cockatiel StHouse6$837,000
3Brighton AveHouse24$1,072,500
4Burrawang BvdHouse5$760,000

... and 144 more streets available

Subscribers also see:

  • Street price per m² analysis
  • Street annual growth rates (CAGR)
  • Premium vs discount % comparison
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Price per m²

Streets by price per square metre

Compare land and building value across streets — essential for finding underpriced pockets.

#StreetTypeSalesMedian $/m²
1Hunter StHouse3$1,412/m²
2Excelsior PdeApartment5$2,312/m²
3Hampton StHouse4$1,316/m²
4Anzac PdeHouse4$1,393/m²

... and more $/m² rankings

View full $/m² data
Growth Rates

Fastest growing streets by median price

10-year compound annual growth rate (CAGR) by street — see which streets are outperforming the suburb.

#StreetType10yr CAGR
1Jindalee StHouse+7.5%
2Milford StHouse+7.4%
3Thorne StHouse+9.6%
4Brighton AveHouse+7.3%

... and more street growth rates

See all growth rates

Past growth rates are not indicative of future performance. This data is for informational purposes only.

Building Analytics

Building-by-building comparison

48
apartment buildings analysed
#AddressSalesMedian$/m²
12 Wharf Rd7$1,260,000$7,914/m²
2151 Excelsior Pde4$410,000$2,769/m²

... and 44 more buildings

Compare individual buildings by price per sqm, median unit price, and sales volume. Identify which buildings are gaining or losing value relative to the suburb average.

View full building data
Risk Indicator

Flipper risk & hold period analysis

Available with full access
 

Properties resold within 2 years may signal problems — structural issues, noisy locations, or overpayment. See hold period distribution and flagged streets.

See flipper risk data
Risk Indicator

Settlement times & problem streets

51
average days to settlement

Extended settlement times can indicate building defects, financing difficulties, or legal issues. See which streets have the longest settlement periods.

See settlement data
Suburb Change

Density & development tracking

22%
apartments across 48 buildings

Track which streets are converting from houses to apartments. Understand how density is changing the suburb's character and property values over time.

See density trends

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148 streets and 48 buildings to explore

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3 street rankings
All 148 streets ranked
Cycle chart preview
Full chart — all years
Basic median prices
Price per m² by street
Suburb-level growth only
10-year CAGR by street
Building count only
48 buildings compared
Summary stats only
Flipper risk + settlement data

Based on 5,334 verified property sales across 36 years · Last updated: February 2026

Trusted by 100+ property investors across NSW

Toronto at a Glance

Region
Lake Macquarie
CBD Distance
120km north of Sydney CBD
Train Station
Fassifern Station (Newcastle & Central Coast Line)
Council
Lake Macquarie City Council
Property Character
Established residential with increasing apartment development
Community
Families and retirees seeking a lakeside lifestyle

Toronto, NSW

Map data © OpenStreetMap contributors

Local Amenities


Living in Toronto, NSW

Living in Toronto offers a blend of lakeside serenity and suburban convenience. The suburb is home to several schools, including Toronto High School and Toronto Public School, catering to families with children. The Toronto Square Shopping Centre provides residents with access to a range of retail outlets and services.

Toronto's lakeside location provides ample opportunities for outdoor recreation, with parks like Ron Hill Oval and waterfront reserves offering spaces for leisure and exercise. The suburb's character is defined by its relaxed atmosphere, friendly community, and strong connection to the lake. With its diverse amenities and scenic surroundings, Toronto offers a desirable lifestyle for residents of all ages.


Who Buys in Toronto?

Toronto attracts a diverse range of buyers, including families, first home buyers, and downsizers. The median house price of $786,000 makes Toronto relatively accessible compared to Sydney's more expensive suburbs. The 21.8% strata percentage indicates a significant proportion of apartment living, appealing to those seeking low-maintenance options. The historical CAGR figures suggest that Toronto has been a reliable market for long-term growth, attracting buyers seeking both lifestyle and potential capital appreciation.

Market Analysis

Currently, the Toronto property market is assessed to be near its long-term trend, suggesting fair value. This indicates that property prices in Toronto are aligned with historical averages and fundamental market drivers. While the market is showing stability, subtle shifts can occur due to changes in interest rates, economic conditions, and buyer sentiment.

Understanding Toronto's cycle position is crucial for buyers and sellers alike. A market at fair value means that there's neither significant upward nor downward pressure on prices, offering a more predictable environment for property transactions. However, it's important to consider individual property attributes and micro-market factors when making decisions.


Is Toronto a Good Investment?

Toronto's growth patterns are influenced by its desirable location on Lake Macquarie, its proximity to major employment centres, and its relatively affordable housing options. The suburb's historical performance, with a full-period CAGR of 6.0%, demonstrates its long-term growth potential. The current market position, assessed to be near its long-term trend, suggests that Toronto is currently offering fair value.

Toronto's appeal lies in its blend of lifestyle amenities, convenient location, and diverse housing options. The suburb's proximity to the lake, coupled with its established infrastructure and community spirit, makes it an attractive place to live. As of early 2026, the property market in Toronto continues to be influenced by these factors, shaping its growth trajectory.


Toronto Market Outlook

As of early 2026, the Toronto property market is assessed to be near its long-term trend, indicating that prices are currently aligned with historical averages. Recent price trends suggest a stable market environment, with neither significant upward nor downward pressure on values. Toronto's desirable location and lifestyle amenities continue to underpin its property market. While the market remains balanced, external factors such as interest rate fluctuations and economic conditions could influence future price movements.

Streets & Location in Toronto, NSW

Toronto, postcode 2283, is characterised by its proximity to Lake Macquarie and a network of established streets. Among the notable streets in Toronto, EXCELSIOR PDE, DAY ST, and COCKATIEL ST exhibit some of the highest median property prices. The suburb's location on the lake provides residents with access to water activities, scenic views, and a relaxed lifestyle. Toronto's 148 streets offer a diverse range of housing options, from waterfront properties to family-friendly suburban homes.

Market Dynamics

The Toronto property market exhibits a moderate transaction pace, with an average settlement timeframe of 51 days. This indicates a relatively efficient sales process, reflecting a balance between buyer demand and property availability. Data on quick-flip percentage is not currently available. As of early 2026, the market continues to operate with these standard settlement times, suggesting stability in the transaction process.

Development & Density

Toronto features a mix of housing types, with a significant proportion of houses and a growing presence of apartment buildings. Currently, there are 48 apartment buildings in Toronto, reflecting a trend towards increased density in certain areas. This development pattern caters to a diverse range of residents, including those seeking low-maintenance living and convenient access to amenities. The established residential areas of Toronto retain a character of single-family homes, while newer developments are contributing to a more diverse housing landscape.

Growth & Property Mix

Over the past decade, Toronto's property market has demonstrated solid growth, with a 10-year Compound Annual Growth Rate (CAGR) of 7.2%. Looking further back, the 20-year CAGR stands at 5.5%, while the full-period CAGR, covering the entire 36-year dataset, is 6.0%. This historical performance indicates a consistent upward trend in property values in Toronto. The property mix in Toronto includes a significant proportion of houses, while apartments account for 21.8% of the market, offering a variety of investment options.

All data on this page is sourced from NSW government property sale records. Market analysis, cycle positions, growth rates, and all other metrics are provided for informational purposes only and do not constitute financial, investment, legal, or property advice. Always seek independent professional advice before making any property or financial decisions.

This information is based on historical sales data and does not constitute financial, investment, or property advice. Past performance is not indicative of future results. Always consult a qualified professional before making property decisions.

Frequently Asked Questions about Toronto, NSW

What is the median property price in Toronto?
The current median property price in Toronto is $785,000 across all property types. For houses, the median price is $786,000, while apartments have a median price of $743,000.
Is Toronto overvalued or undervalued?
According to our analysis, the Toronto property market is currently near its long-term trend. This suggests that the market is at fair value, with prices aligned with historical averages.
How has the Toronto property market performed over 10 years?
Over the past 10 years, the Toronto property market has shown solid growth, with a Compound Annual Growth Rate (CAGR) of 7.2%. This indicates a consistent upward trend in property values during this period.
What percentage of Toronto is apartments vs houses?
Apartments account for approximately 21.8% of the property market in Toronto. This indicates that the majority of properties in Toronto are houses, with apartments representing a smaller proportion.
Where is Toronto in the property cycle?
Our data indicates that Toronto is currently near its long-term trend. This suggests that the market is at fair value, with prices neither significantly above nor below historical averages.
What schools are near Toronto?
Toronto is serviced by a number of schools, including Toronto High School and Toronto Public School. These schools cater to families living in Toronto and the surrounding areas.
What is Toronto like to live in?
Toronto offers a relaxed lakeside lifestyle with a strong sense of community. Residents enjoy access to a range of amenities, including shops, parks, and waterfront reserves.
Is Toronto good for families?
Toronto can be a great place for families, with its range of schools, parks, and family-friendly housing options. The suburb's relaxed atmosphere and access to Lake Macquarie also make it appealing to families.
How far is Toronto from Sydney CBD?
Toronto is approximately 120 kilometres north of the Sydney CBD. While it's not a short commute, the suburb offers a more affordable and relaxed lifestyle compared to inner-city living.
What transport options are in Toronto?
While Toronto itself doesn't have a train station, Fassifern Station on the Newcastle & Central Coast Line is nearby. Bus services also connect Toronto to surrounding suburbs and transport hubs, and major roads provide access to other regions.
How does Toronto compare to nearby suburbs?
Compared to some nearby suburbs, Toronto often offers more affordable property prices. Its lakeside location and relaxed lifestyle set it apart from more densely populated areas closer to Newcastle.
Is Toronto a good first home buyer suburb?
With a median house price of $786,000, Toronto may be an accessible option for some first home buyers, especially compared to Sydney. The suburb offers a mix of houses and apartments, providing some entry-level options.
What are the best streets in Toronto?
Some of the streets with the highest median property prices in Toronto include EXCELSIOR PDE, DAY ST, and COCKATIEL ST. These streets often offer desirable locations and property characteristics.
How many properties have been sold in Toronto?
Over the period of our data collection, a total of 5,334 properties have been sold in Toronto. This represents a significant volume of transactions over the past 36 years.
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