Finley, NSW
OVERVALUED2,627 sales · 36 years of data · NSW, Australia
Finley, NSW Property Market Overview
Finley, NSW, postcode 2713, presents a unique perspective on the Australian property market. Located in the Riverina region of New South Wales, Finley offers a blend of rural charm and accessible living. Our analysis of the Finley property market spans 36 years, capturing 2,627 recorded sales, offering a comprehensive historical view.
With a current median property price of $360,000 across all property types, and the same for houses, Finley presents an affordable entry point compared to metropolitan markets. Apartments offer a lower median price of $165,000. This makes Finley a notable option for those seeking value and space outside major urban centres. The town provides essential amenities and a close-knit community feel, contributing to its appeal.
Property Mix
Data You Can Trust
Every figure backed by NSW government sale records
What Subscribers See
A preview of the full analysis available for Finley
Top streets in Finley, NSW by median sale price
See which streets command the highest prices and how many sales back each ranking.
| # | Street | Median Price |
|---|---|---|
| 1 | Murray St | $275,000 |
| 2 | Tocumwal St | $325,000 |
| 3 | Lewis Cres | $450,000 |
| 4 | Denison St | $300,000 |
... and 138 more streets available
Subscribers also see:
- Street price per m² analysis
- Street annual growth rates (CAGR)
- Premium vs discount % comparison
Streets by price per square metre
Compare land and building value across streets — essential for finding underpriced pockets.
| # | Street | Median $/m² |
|---|---|---|
| 1 | Wells St | $366/m² |
| 2 | Howe St | $367/m² |
| 3 | Murray St | $825/m² |
| 4 | Anderson St | $547/m² |
... and more $/m² rankings
View full $/m² data →Fastest growing streets by median price
10-year compound annual growth rate (CAGR) by street — see which streets are outperforming the suburb.
| # | Street | 10yr CAGR |
|---|---|---|
| 1 | Anderson St | +7.1% |
| 2 | Bridget St | +6.9% |
| 3 | Hampden St | +10.0% |
| 4 | Wollamai St | +9.4% |
... and more street growth rates
See all growth rates →Past growth rates are not indicative of future performance. This data is for informational purposes only.
Building-by-building comparison
Compare individual buildings by price per sqm, median unit price, and sales volume. Identify which buildings are gaining or losing value relative to the suburb average.
View full building data →Flipper risk & hold period analysis
Properties resold within 2 years may signal problems — structural issues, noisy locations, or overpayment. See hold period distribution and flagged streets.
See flipper risk data →Settlement times & problem streets
Extended settlement times can indicate building defects, financing difficulties, or legal issues. See which streets have the longest settlement periods.
See settlement data →Density & development tracking
Track which streets are converting from houses to apartments. Understand how density is changing the suburb's character and property values over time.
See density trends →Unlock the full Finley analysis
142 streets and 8 buildings to explore
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Finley at a Glance
Finley, NSW
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Local Amenities
Living in Finley, NSW
Life in Finley offers a relaxed, rural lifestyle with a strong sense of community. Finley provides essential amenities and services, making it a self-contained town. The town is serviced by Finley High School and Finley Public School, catering to the educational needs of local families.
Residents enjoy access to local parks and recreational facilities, fostering an active and outdoor lifestyle. While specific major shopping centres are not located directly in Finley, the town provides local shops and services to meet daily needs. The Finley vibe is one of friendly neighbours and a close-knit community, appealing to those seeking a peaceful and supportive environment.
Finley is known for its agricultural heritage and its role as a service centre for the surrounding farming region. This contributes to the town's unique character and provides employment opportunities for local residents. The Murray River is a short drive away, offering recreational opportunities such as fishing, boating and swimming.
Who Buys in Finley?
Finley's property market attracts a diverse range of buyers, including families, first home buyers, and those seeking a quieter lifestyle. The relatively affordable median property price of $360,000 makes Finley an attractive option for those entering the property market. The low strata percentage of 2.9% indicates that most buyers are seeking houses rather than apartments.
Families are drawn to Finley by the presence of local schools and the safe, community-oriented environment. The historical CAGR of 7.6% over the past 10 years may also attract investors seeking long-term growth potential. The combination of affordability, community, and potential growth makes Finley appealing to a broad range of buyers.
Market Analysis
Currently, the Finley property market is positioned above its long-term trend. This indicates that prices in Finley are trading in overvalued territory. This assessment is based on our proprietary algorithms that analyse long-term price trends and recent market activity.
Understanding Finley's position in the property cycle is crucial for anyone considering engaging with the local market. While the data indicates overvalued territory, it is important to consider individual circumstances and consult with qualified professionals before making property decisions. Our analysis provides insights into the historical trends that have shaped the current market dynamics in Finley.
Is Finley a Good Investment?
The historical growth patterns in Finley suggest a steady appreciation in property values over time. The 10-year CAGR of 7.6% reflects solid recent performance, while the 20-year and full-period CAGRs provide a longer-term perspective. The current market position above its long-term trend indicates that prices in Finley are currently elevated.
The drivers of property values in Finley include its location in the Riverina region, its role as a service centre for the surrounding agricultural area, and its community atmosphere. The availability of essential amenities and services, as well as access to recreational opportunities, also contribute to Finley's appeal. These factors have historically supported property value growth in Finley, though past performance is not indicative of future results.
Factors influencing the perceived value of Finley property include proximity to essential services, block size, and property condition. Properties on Tocumwal Street, Wells Street and Bridget Street command higher prices, potentially due to larger lot sizes or proximity to amenities.
Finley Market Outlook
As of early 2026, the Finley property market is positioned above its long-term trend. Recent price trends indicate a market that has seen strong growth in recent years. The market continues to reflect strong demand for housing in the area.
Looking ahead, the Finley property market will likely be influenced by broader economic conditions and local factors such as population growth and infrastructure development. Observing these factors will be crucial for understanding the future trajectory of the Finley property market.
Streets & Location in Finley, NSW
Finley, postcode 2713, is characterised by its network of 142 streets, each contributing to the town's unique character. Among these, TOCUMWAL ST, WELLS ST, and BRIDGET ST stand out with higher median property prices. This suggests these streets may offer desirable locations or larger properties within Finley.
Finley's location in the Riverina region provides access to agricultural landscapes and a relaxed lifestyle. The town offers essential services and amenities, making it a self-sufficient community. The character of the streets and the overall town layout contribute to Finley's appeal as a regional centre.
Market Dynamics
The Finley property market demonstrates a relatively efficient transaction process, with average settlement days currently at 46. This indicates a smooth and timely process for property sales in Finley. We do not have sufficient data to determine a quick-flip percentage for Finley.
Understanding the settlement timeframe is important for both buyers and sellers in Finley. It provides an indication of the time required to complete a property transaction. Further analysis of transaction patterns could reveal insights into investor activity and market sentiment in Finley.
Development & Density
Finley exhibits a lower development density, reflecting its rural character. There are 8 apartment buildings in Finley, representing a small fraction of the total property landscape. This suggests that houses are the predominant property type in the suburb.
The low percentage of strata properties, at 2.9%, further emphasises the dominance of detached housing in Finley. This contributes to the suburb's spacious feel and appeals to those seeking larger properties. The limited number of apartment buildings reflects the focus on traditional housing styles in Finley.
Growth & Property Mix
Finley's property market has demonstrated steady growth over the long term. The 10-year Compound Annual Growth Rate (CAGR) stands at 7.6%, showcasing solid recent performance. Looking further back, the 20-year CAGR is 4.9%, while the full-period CAGR, covering 36 years, is 3.4%. This historical growth provides context for understanding long-term property value appreciation in Finley. The property mix in Finley is predominantly houses, with apartments representing a smaller percentage of the total market.
All data on this page is sourced from NSW government property sale records. Market analysis, cycle positions, growth rates, and all other metrics are provided for informational purposes only and do not constitute financial, investment, legal, or property advice. Always seek independent professional advice before making any property or financial decisions.
This information is based on historical sales data and does not constitute financial, investment, or property advice. Past performance is not indicative of future results. Always consult a qualified professional before making property decisions.