Lloyd, NSW

OVERVALUED

1,473 sales · 31 years of data · NSW, Australia

$749,000
Median (All)
$749,000
Median (Houses)
$316,250
Median (Apartments)
9.6%
10yr CAGR
5.7%
31yr CAGR
2.9%
Strata %
31 years of data · 1,473 sales analysed · 2,500+ suburbs · Updated weekly

Lloyd, NSW Property Market Overview

Lloyd, NSW 2650, is a residential suburb located in the Riverina region of New South Wales, Australia. Our analysis of the Lloyd property market covers 31 years of data, encompassing 1,473 recorded sales. The current median property price in Lloyd is $749,000 for both houses and $316,250 for apartments, reflecting a diverse range of property types.

Lloyd is notable for its steady growth and established community feel. The suburb's property market offers a mix of houses and apartments, with houses representing the majority of sales. The long-term capital growth in Lloyd has been consistent, making it an interesting area for property market observers. AusPropertyInsights.app provides detailed analytics to help you understand the trends and cycles shaping the Lloyd property market.

Currently overvalued
Relative to the long-term price trend line
$500K invested 10yr ago → $1,250,477
Based on the 10-year compound annual growth rate of 9.6%
Predominantly houses3% apartments
97% of sales are houses and other non-strata properties
Loading chart...

Property Mix

97%
Houses 97%$749,000Apartments 3%$316,250

Data You Can Trust

Every figure backed by NSW government sale records

7 million+
verified sale records
2,500+
NSW suburbs covered
31 years
of market history
Weekly
NSW Gov. data updates

What Subscribers See

A preview of the full analysis available for Lloyd

Street Rankings

Top streets in Lloyd, NSW by median sale price

See which streets command the highest prices and how many sales back each ranking.

#StreetTypeSalesMedian Price
1Bennelong CresHouse6$830,000
2Ah Ket AveHouse6$944,500
3Barton AveHouse9$680,000
4Preston CresHouse7$780,000

... and 43 more streets available

Subscribers also see:

  • Street price per m² analysis
  • Street annual growth rates (CAGR)
  • Premium vs discount % comparison
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Price per m²

Streets by price per square metre

Compare land and building value across streets — essential for finding underpriced pockets.

#StreetTypeSalesMedian $/m²
1Chang AveHouse3$1,253/m²
2Nolan StHouse3$1,272/m²
3Tycho PlHouse3$1,085/m²
4Watson BvdHouse4$1,225/m²

... and more $/m² rankings

View full $/m² data
Growth Rates

Fastest growing streets by median price

10-year compound annual growth rate (CAGR) by street — see which streets are outperforming the suburb.

#StreetType10yr CAGR
1Hudson DrHouse+7.4%
2Dobell PlHouse+5.6%
3Chang AveHouse+6.5%
4Deakin AveHouse+8.2%

... and more street growth rates

See all growth rates

Past growth rates are not indicative of future performance. This data is for informational purposes only.

Building Analytics

Building-by-building comparison

5
apartment buildings analysed

Compare individual buildings by price per sqm, median unit price, and sales volume. Identify which buildings are gaining or losing value relative to the suburb average.

View full building data
Risk Indicator

Flipper risk & hold period analysis

Available with full access
 

Properties resold within 2 years may signal problems — structural issues, noisy locations, or overpayment. See hold period distribution and flagged streets.

See flipper risk data
Risk Indicator

Settlement times & problem streets

56
average days to settlement

Extended settlement times can indicate building defects, financing difficulties, or legal issues. See which streets have the longest settlement periods.

See settlement data
Suburb Change

Density & development tracking

3%
apartments across 5 buildings

Track which streets are converting from houses to apartments. Understand how density is changing the suburb's character and property values over time.

See density trends

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47 streets and 5 buildings to explore

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3 street rankings
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Cycle chart preview
Full chart — all years
Basic median prices
Price per m² by street
Suburb-level growth only
10-year CAGR by street
Building count only
5 buildings compared
Summary stats only
Flipper risk + settlement data

Based on 1,473 verified property sales across 31 years · Last updated: February 2026

Trusted by 100+ property investors across NSW

Lloyd at a Glance

Region
Riverina
CBD Distance
450km west of Sydney CBD
Train Station
Wagga Wagga Station (XPT)
Council
Wagga Wagga City Council
Property Character
Established residential with low-density housing
Community
Families and established residents

Lloyd, NSW

Map data © OpenStreetMap contributors

Local Amenities


Living in Lloyd, NSW

Living in Lloyd offers a blend of community spirit and convenient access to amenities. For families, nearby schools include South Wagga Public School and Wagga Wagga High School, providing educational options. The suburb benefits from its proximity to Wagga Wagga's shopping centres, offering a variety of retail and dining experiences. Residents can enjoy outdoor activities at parks like Lake Albert and the Botanic Gardens, providing green spaces for recreation.

The vibe in Lloyd is generally relaxed and family-oriented, with a strong sense of community. The suburb’s character is defined by its established homes, well-maintained streets, and accessible local amenities. Regular community events and local sporting clubs contribute to the vibrant social fabric of Lloyd, making it a desirable place to call home.


Who Buys in Lloyd?

The typical buyer in Lloyd is often a family or an established resident looking for a stable community with good access to amenities. Given the current median house price of $749,000, Lloyd attracts buyers who are seeking value within the Riverina region. The low strata percentage of 2.9% indicates that the suburb is more attractive to those seeking houses rather than apartments. The historical CAGR of 9.6% over the past 10 years suggests that Lloyd also attracts buyers interested in long-term capital growth.

Market Analysis

Currently, the Lloyd property market is positioned above its long-term trend, indicating it's in overvalued territory. This cycle position suggests that property prices in Lloyd may be higher than their historical average relative to economic fundamentals. AusPropertyInsights.app monitors the Lloyd market closely to track these fluctuations.

Understanding Lloyd's cycle position is crucial for interpreting current market dynamics. It allows for a more informed assessment of recent price movements and potential future trends. While the Lloyd market has demonstrated consistent growth, this above-trend position warrants careful consideration of the broader economic environment and local market factors.


Is Lloyd a Good Investment?

Examining Lloyd’s property growth reveals a market with consistent, albeit varying, performance over different time horizons. The 10-year CAGR of 9.6% indicates strong recent growth, while the longer-term CAGRs of 5.5% (20 years) and 5.7% (full period) demonstrate a more moderate, yet steady, pace. These figures suggest that Lloyd has historically provided consistent capital appreciation.

Currently, the Lloyd property market is positioned above its long-term trend, indicating it's in overvalued territory. This cycle position suggests that property prices in Lloyd may be higher than their historical average. Understanding these trends and cycles is crucial for anyone looking to understand the Lloyd property market.


Lloyd Market Outlook

As of early 2026, the Lloyd property market is positioned above its long-term trend, indicating it's in overvalued territory. Recent price trends have reflected this position, with property values potentially elevated compared to their historical averages. Monitoring the market dynamics in Lloyd will be essential to understanding future price movements. The AusPropertyInsights.app provides up-to-date data and analysis to help you stay informed about the changing market conditions in Lloyd as of early 2026.

Streets & Location in Lloyd, NSW

Lloyd is characterised by its residential streets and community atmosphere. Key streets, based on median property prices, include COWAN PL, PRESTON CRES, and BARTON AVE. With a total of 47 streets in Lloyd, the suburb offers a variety of residential locations. Situated within the 2650 postcode, Lloyd benefits from its location within the wider Riverina region, providing access to regional amenities and services.

Market Dynamics

Property transactions in Lloyd typically take an average of 56 days to settle. This timeframe provides an indication of the liquidity and efficiency of the local market. Data on quick-flips is currently unavailable for Lloyd. The transaction patterns in Lloyd reflect a stable market with consistent turnover, and the average settlement days provide a benchmark for understanding the speed of sales in the area.

Development & Density

Lloyd has a relatively low apartment density, with strata title properties accounting for only 2.9% of the total market. There are only 5 apartment buildings in Lloyd, indicating that the suburb is primarily comprised of detached houses. This development density contributes to the suburb's character and appeal to families and those seeking larger properties. The housing composition in Lloyd reflects a preference for single-family dwellings, shaping the overall residential landscape.

Growth & Property Mix

Historically, Lloyd has exhibited steady capital growth. Over the past 10 years, the suburb has seen a Compound Annual Growth Rate (CAGR) of 9.6%. Looking at a longer timeframe, the 20-year CAGR is 5.5%, and the full-period CAGR (31 years) is 5.7%. These figures reflect the historical performance of the Lloyd property market. The property mix in Lloyd is predominantly houses, with apartments representing a smaller percentage of the market.

All data on this page is sourced from NSW government property sale records. Market analysis, cycle positions, growth rates, and all other metrics are provided for informational purposes only and do not constitute financial, investment, legal, or property advice. Always seek independent professional advice before making any property or financial decisions.

This information is based on historical sales data and does not constitute financial, investment, or property advice. Past performance is not indicative of future results. Always consult a qualified professional before making property decisions.

Frequently Asked Questions about Lloyd, NSW

What is the median property price in Lloyd?
As of early 2026, the median property price in Lloyd is $749,000 for houses and $316,250 for apartments. This reflects the prices of properties sold in Lloyd over the recent period. These figures provide a snapshot of the current market value of properties in the suburb.
Is Lloyd overvalued or undervalued?
The Lloyd property market is currently positioned above its long-term trend, indicating it is in overvalued territory. This means that property prices may be higher than their historical average. AusPropertyInsights.app provides detailed analysis to help you understand this market position.
How has the Lloyd property market performed over 10 years?
Over the past 10 years, the Lloyd property market has seen a Compound Annual Growth Rate (CAGR) of 9.6%. This growth rate reflects the average annual increase in property values over that period. This indicates strong capital growth in the Lloyd area over the last decade.
What percentage of Lloyd is apartments vs houses?
Apartments make up a relatively small portion of the property market in Lloyd, with strata title properties accounting for only 2.9% of the total market. This indicates that the majority of properties in Lloyd are houses rather than apartments. The suburb is predominantly detached housing.
Where is Lloyd in the property cycle?
The Lloyd property market is currently positioned above its long-term trend, indicating it's in overvalued territory. This cycle position reflects the relationship between current property prices and their historical average. Understanding the cycle position can help you assess the current market conditions.
What schools are near Lloyd?
There are several schools near Lloyd, including South Wagga Public School and Wagga Wagga High School. These schools provide educational options for families living in the area. The proximity to these schools makes Lloyd an attractive location for families with children.
What is Lloyd like to live in?
Lloyd offers a relaxed and community-oriented lifestyle. The suburb is characterised by its established homes, well-maintained streets, and accessible local amenities. It's a family-friendly area with a strong sense of community.
Is Lloyd good for families?
Lloyd can be a good option for families, with its access to schools, parks, and a family-friendly atmosphere. The suburb primarily consists of houses, which are often preferred by families. The safe and community-focused environment also contributes to its appeal for families.
How far is Lloyd from Sydney CBD?
Lloyd is approximately 450 kilometres west of the Sydney CBD. Due to its distance, travel to Sydney is typically by car or train. The XPT train service connects Wagga Wagga to Sydney.
What transport options are in Lloyd?
While Lloyd itself is primarily serviced by local roads, the nearby city of Wagga Wagga offers bus services and the Wagga Wagga train station provides access to the XPT train line. The main roads connecting Lloyd to other areas include the Sturt Highway. These transport options provide connectivity to the wider region.
How does Lloyd compare to nearby suburbs?
Compared to nearby suburbs, Lloyd offers a mix of affordability and community atmosphere. Median property prices in Lloyd are competitive within the Riverina region. The suburb's established residential character distinguishes it from newer development areas nearby.
Is Lloyd a good first home buyer suburb?
Lloyd may be an option for first home buyers, particularly those seeking houses rather than apartments. The median house price of $749,000 may be attainable for some first home buyers, depending on their financial circumstances. The growth rates in Lloyd are higher than some other regional areas.
What are the best streets in Lloyd?
According to our data, some of the streets with higher median property prices in Lloyd include COWAN PL, PRESTON CRES, and BARTON AVE. These streets may offer desirable locations and property characteristics within the suburb. The full street data is available to premium subscribers.
How many properties have been sold in Lloyd?
Over the period of our data collection, there have been a total of 1,473 recorded property sales in Lloyd. This figure provides an indication of the transaction volume in the Lloyd property market over time. This number reflects a stable and active market.
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